Inovatif

Category: HIDE FROM HOME

  • Empowering Frontline Safety: HAEXC Mobile Introduces Rugged Devices That Protect Workers in Hazardous Zones

    Empowering Frontline Safety: HAEXC Mobile Introduces Rugged Devices That Protect Workers in Hazardous Zones

    SINGAPORE – Media OutReach Newswire – 4 March 2026 – HAEXC Mobile Pte Ltd, a specialist in rugged and intrinsically safe communication technology, today announced its latest range of Zone 1 phones, Zone 2 phones, and hazardous area phone solutions designed to enhance frontline safety and operational efficiency for workers in hazardous industrial environments.

    HAEXC Zone 1/21 Phone
    HAEXC Zone 1/21 Phone

    Purpose-built for explosive and high-risk conditions, HAEXC Mobile’s intrinsically safe devices meet stringent international safety standards, including ATEX and IECEx certification. These solutions enable reliable communication for industries requiring certified intrinsically safe phone technology, including oil and gas, marine, defence, and heavy industrial sectors.

    Enabling Safe Communication in Hazardous Zones
    Workers operating in hazardous environments require devices that can perform safely without creating ignition risks. HAEXC Mobile’s intrinsically safe (IS phone) and explosion-proof devices are specifically engineered to function safely in environments classified as Zone 1 and Zone 2, where explosive gases may be present.

    The company’s portfolio includes certified Zone 1 phone and Zone 2 phone models designed to support mission-critical communication for:

    • Personnel requiring reliable hazardous area phone solutions
    • Defence and specialised applications requiring IECEx phones for military environments

    These devices provide dependable performance while protecting workers and ensuring regulatory compliance.

    Integrated Safety Features Including EX Camera and EX Proof Camera Technology
    In addition to intrinsically safe communication, HAEXC Mobile devices incorporate advanced imaging solutions such as EX camera and EX proof camera capabilities. These explosion-proof camera systems enable workers to safely capture images and videos for inspection, reporting, and compliance documentation without compromising safety.

    The company’s intrinsically safe phone solutions also feature:

    • Push-to-Talk communication for instant team coordination
    • Lone worker protection and emergency alert features
    • Rugged, shock-resistant and waterproof design
    • Long battery life for extended field operations
    • Secure enterprise mobility integration

    These features make HAEXC Mobile’s devices ideal for organisations seeking reliable IS phone solutions in demanding environments.

    Supporting Critical Industries Worldwide
    “As industries continue to digitise their operations, the need for reliable and safe communication tools becomes even more important,” said Raymond Tan, Managing Director of HAEXC Mobile Pte Ltd.

    “Our intrinsically safe phone and hazardous area phone solutions are designed to protect frontline workers while enabling seamless communication in even the most hazardous conditions, including oil and gas facilities, marine environments, and military applications.”

    HAEXC Mobile’s rugged devices are widely used as certified phones for oil and gas, marine, and industrial sectors, helping organisations enhance safety compliance and operational efficiency.

    Driving the Future of Industrial Safety Technology
    With increasing demand for intrinsically safe mobile solutions, HAEXC Mobile continues to innovate in explosion-proof communication technology, including intrinsically safe smartphones and integrated EX camera solutions.

    The company’s mission is to empower organisations with reliable communication tools that protect workers and support safer industrial operations worldwide.

    For more information, visit:
    https://www.haexc-mobile.com/
    Hashtag: #IntrinsicallySafe #ExplosionProof #ISPhone #Zone1Phone #Zone2Phone #HazardousAreaPhone

    The issuer is solely responsible for the content of this announcement.

    HAEXC Mobile Pte Ltd

    HAEXC Mobile Pte Ltd specialises in rugged and intrinsically safe mobile communication devices designed for hazardous industrial environments. Its product portfolio includes Zone 1 phone, Zone 2 phone, intrinsically safe phone, hazardous area phone, and explosion-proof devices with integrated EX proof camera technology.

    These solutions are widely used across oil and gas, marine & offshore, defence, petrochemical, and industrial sectors where safety-certified communication is essential.

    Learn more at:

  • AEON Bank Launches Seamless Zakat Payments for Ramadan Through Partnership with Tulus Digital

    AEON Bank Launches Seamless Zakat Payments for Ramadan Through Partnership with Tulus Digital

    KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 4 March 2026 – AEON Bank, the first digital Islamic bank in Malaysia, has gone live with its Zakat feature on its digital banking app, making it easier than ever for Muslim customers to fulfil their mandatory obligation of Zakat Fitrah payment during the month of Ramadan.

    Bayar Zakat Fitrah melalui aplikasi AEON Bank

    This Zakat payment feature is made possible through a strategic partnership with Tulus Digital, an Islamic social finance fintech platform that serves as an authorized agent of the State Zakat authorities, including Pusat Pungutan Zakat MAIWP and Lembaga Zakat Selangor. Together, the collaboration provides a sah, secure, seamless end-to-end digital solution that effectively brings the Zakat payment directly to customers’ smartphones.

    AEON Bank’s Chief Executive Officer, YM Raja Datin Paduka Teh Maimunah Raja Abdul Aziz said, “At AEON Bank, we believe that digital banking should be more than just about managing money; it should also support your lifestyle and values. By enabling the Zakat feature in our app, we are fulfilling the amanah to make mandatory religious obligations as convenient and stress-free as possible. This partnership with Tulus Digital is about merging ethical technology – just in time for Ramadan, allowing our customers to focus on their Rukun Islam amal ibadah while we facilitate the technical details.”

    Why Paying Your Zakat via AEON Bank App is Sah and Seamless

    • Ultimate Convenience : No queues, no physical counters. Pay anytime, anywhere, in just a few steps.
    • Comprehensive Coverage : It supports 11 types of Zakat, including Zakat Fitrah, Pendapatan (Income), Perniagaan (Business), Emas (Gold), KWSP and more.
    • Built-in Shariah Integrity : Every Zakat payment includes the digital Aqad (contract), ensuring your contribution is sah and compliant with Shariah principles.
    • Automated Record-Keeping : Receive an immediate in-app receipt and a formal notification from Tulus Digital. Official tax-deductible receipts from state authorities are easily accessible via their respective portals.

    Tulus Digital’s Commercial Director, Ubaida Othman, added, “Our key focus is to enable secure, Shariah guided digital payments and social finance solutions. Tulus Digital provides payment settlement via secure API integrations, mobile applications, and enterprise-grade payment rails, directly into institutional bank accounts, serving state zakat authorities, corporate partners, and financial institutions across Malaysia. Through our strategic partnership with AEON Bank, we are committed to strengthen the country’s Islamic finance digital economy by combining ethical technology, Shariah governance, and purpose-driven financial innovation.”

    Pay Your Zakat in 4 Simple Steps

    Step 1 : Log in to the AEON Bank app
    Download the AEON Bank app and activate your Savings Account-i.

    Step 2 : Select “Zakat” icon on the app’s home screen
    Click on the Zakat app on the Home screen and choose the authorised Zakat agency and the type of Zakat contribution.

    Step 3 : Enter required details
    Fill in the necessary payment information, including the number of dependents or selected rice category (for Zakat Fitrah only).

    Step 4 : Confirm and complete payment
    Review the details, click on the ‘T&C’ and ‘Aqad’, and authorise the transaction securely within the app to complete your Zakat contribution.

    Upon successful payment, customers will receive :

    • Zakat payment receipt within the AEON Bank app
    • Zakat payment notification email from Tulus Digital, sent to the customer’s registered email address
    • Official Zakat receipt issued by the respective Zakat agency, accessible via the agency’s website

    The introduction of the Zakat feature on the AEON Bank app further strengthens the Bank’s suite of digital utility services, seamlessly integrating financial and Shariah obligations in one secure digital platform. The service currently facilitates payments for Lembaga Zakat Selangor and Pusat Pungutan Zakat MAIWP, and AEON Bank will progressively enable contributions to other state Zakat authorities in the near future – all part of its commitment to expand accessible and trusted digital financial solutions anchored on Shariah governance and integrity.

    Click HERE to visit AEON Bank’s website and download the AEON Bank app on the App Store or Google Play Store.Hashtag: #AEONBank



    The issuer is solely responsible for the content of this announcement.

    About AEON Bank (M) Berhad

    AEON Bank (M) Berhad is the first digital Islamic bank in Malaysia, licensed and regulated by Bank Negara Malaysia and the Ministry of Finance. Officially launched on 26 May 2024, we currently offer a suite of Shariah-compliant products and services under the Personal Banking and Business Banking (AEON Bank Biz).

    Our Personal Banking offerings are 100% accessible via the AEON Bank app, namely the deposit Savings Account-i, AEON Bank x Visa Debit Card-i, Personal Financing-i, Term Deposit-i, Savings Pots, DuitNow QR, utility bill payments, personal financial management and budgeting tools with Neko Sensei, and a range of digital payment services with strategic partners and merchants, as well as Neko Missions, Malaysia’s first gamified digital banking interactive rewards programme.

    On 8 August 2025, AEON Bank (M) Berhad officially launched AEON Bank Biz, anchored by the Current Business Account-i and integrated cash management capabilities, alongside Biz Term Deposit-i. AEON Bank Biz offers streamlined processes for account onboarding, credit assessments and financial services, utilising AI-driven fintech solutions to enable simplified procedures, faster approvals, and an enhanced digital banking experience for SMEs and micro entrepreneurs.

    Being part of the AEON Group conglomerate, AEON Bank (M) Berhad is equally held by AEON Financial Service Co. Ltd. (AFS Japan) and AEON Credit Service (M) Berhad (ACSM). AFS Japan is responsible for the AEON Group’s financial services businesses, with strong roots in the retail sector which operates in Japan and 10 countries across Asia. AEON Group is Japan’s largest retail group and it is a pure holding company that comprises eight core businesses.

    AEON Group Malaysia consists of several entities, namely, AEON Co. (M) Bhd, AEON Credit Service (M) Berhad, AEON Bank (M) Berhad, AEON BiG (M) Sdn Bhd, AEON Fantasy (M) Sdn Bhd, AEON Delight (M) Sdn Bhd, AEON Global Supply Chain Sdn Bhd and Malaysian AEON Foundation (MAF). AEON Group has been a recognizable household brand with more than 200 years of history and evolution in Japan since the Edo era, along with 4 decades of growth in Malaysia, providing consumers with daily financial solutions and diversified retail convenience.

    Our cloud native agility and AI optimisation, combined with the strength of our Shariah DNA, Malaysian roots and Japanese heritage are our distinguishing factors, while the integration with the AEON ecosystem gives us a competitive advantage of being the only bank in Malaysia with its own nationwide retail network. On top of that, AEON Points loyalty programme offers customers value-added benefits and meaningful rewards, as the AEON Points can be redeemed into cash value, deposited directly into customers’ AEON Bank Savings Account-i.

    AEON Bank (M) Berhad is committed to provide accessible financial solutions for Malaysians and we aim to empower the community in pursuing their financial aspirations and achieve economic independence, hence fostering a more inclusive financial future for all. We will continue to contribute towards the Islamic banking development in the region and the nation’s digital economy.

  • Media OutReach Newswire Launches Schema Markup to Boost PR Visibility in the Age of AI

    Media OutReach Newswire Launches Schema Markup to Boost PR Visibility in the Age of AI

    Schema Markup for SEO and GEO, combined with guaranteed posting on authentic news media, provides visibility boost for press releases.

    HONG KONG SAR – Media OutReach Newswire – 4 March 2026 – Media OutReach Newswire, Asia Pacific’s Global Newswire, has introduced functionality for AI search, empowering brands and boosting PR visibility.

    The AI search enabling tech, in combination with Media OutReach Newswire’s guaranteed online news posting exclusively on real and authentic media, enhance SEO (Search Engine Optimization) and GEO (Generative Engine Optimization) for AI search. This increases the visibility and reach of press releases distributed via Media OutReach Newswire.

    Schema Markup Code is added to Media OutReach Newswire press releases posted online. This key piece of technology significantly enhances both SEO and GEO.

    The code helps search engines index, find and list content in search results, while making AI models like LLMs discover, understand, surface and cite content in AI generated answers – increasing the visibility and reach of press releases.

    LLMs and other AI models rely heavily on credible, and authoritative online sources, and among the top-ranked are authentic news media sites – sources with authority, content frequency, consistency and with strong E-E-A-T signals, signalling authenticity.

    MediaOutReach Newswire is the only global newswire that offers Guaranteed Online Posting exclusively on real, authentic news media sites.

    Press releases with Schema Markup code, published verbatim on real online news media sites, are seen by LLMs as trusted information, enhancing both SEO and GEO. As a result, Media OutReach Newswire’s press release distribution builds trust with journalists and audiences, while empowering SEO, GEO for AI search and LLM citations.

    Jennifer Kok, Founder & CEO of Media OutReach Newswire, said: “As part of our continuous strive to redefine press release distribution, we are pleased to introduce this research-based technology, which, combined with our guaranteed online news postings, empowers both SEO, GEO for AI search, as well as LLM citations. I am proud of our strong focus on innovation and that we the only newswire that provides guaranteed online news posting exclusively and 100% on real, authentic news media.”

    Media OutReach Newswire continuously adopts and develops AI technology to further improve its Total Communications Solutions, helping PR professionals achieve success, with targeted distribution, direct journalist access, guaranteed visibility on real news media, data insights, ready-to-use reporting, and C-suite ready PR campaign intelligence showing ROI.

    Hashtag: #MediaOutReachNewswire #pressrelease #SchemaMarkup #SEO #GEO #GuaranteedPosting

    The issuer is solely responsible for the content of this announcement.

    About Media OutReach Newswire

    Media OutReach Newswire is Asia Pacific’s first global newswire, serving as a trusted partner to the media, and PR professionals at corporations, agencies and governments across the region and the globe.

    Founded in 2009 as a champion of the PR industry, Media OutReach Newswire leverages next-generation technology to redefine press release distribution and reporting, with data insights and PR campaign intelligence, providing total communications solutions for PR professionals.

    With a global network of 200,000 journalists and editors, 70,000+ media titles, 1,500 media partners, and more than 40 languages, Media OutReach Newswire is the only newswire with guaranteed verbatim postings exclusively on real news sites. Press releases on authentic media are trusted by search engines and AI models, powering both SEO and AI search GEO, surfacing brands for LLM citations.

    Headquartered in Hong Kong, with offices across China, Singapore, Japan, Malaysia, Thailand, Vietnam, and Taiwan, the global press release distribution network spans Asia Pacific and Southeast Asia, the US, Canada, South and Latin America, Europe, the Middle East, and Africa.

    For more information about our services, solutions and network, please visit

  • 全仁醫療集團十周年慶典

    全仁醫療集團十周年慶典

    新董事會成員加盟及戰略合作注入新動力 強勢拓展中醫及物理治療領域

    香港 – Media OutReach Newswire – 2026年3月4日 – 全仁醫療集團（「全仁醫療」或「集團」）一直以人為本，致力為客戶提供高端醫學影像診斷及體檢等醫療服務。適逢集團成立十周年，全仁醫療欣然宣佈，中國人民政治協商會議第十二屆及第十三屆全國委員會常務委員胡定旭教授，GBS，JP，以及香港特區政府行政會議成員林正財醫生，GBS，JP，將出任董事會成員。同時，集團更與富衛、保誠保險、萬通保險國際有限公司以及聯影醫療（United Imaging）（排名不分先後，以公司名稱英文字母順序排列），等達成戰略合作夥伴關係，全面強化醫療診斷與保險保障跨界協同效應，攜手為大眾提供更周全的高端醫療服務。

    全仁醫療集團日前舉辦十周年慶典，並獲多位政商界名人、業界好友到場祝賀，場面盛況空前。
    全仁醫療集團日前舉辦十周年慶典，並獲多位政商界名人、業界好友到場祝賀，場面盛況空前。

    集團十周年慶典日前（3日）盛大舉行，現場雲集醫務衞生局局長盧寵茂教授，BBS，JP；醫管局主席范鴻齡先生，SBS，JP；香港交易所主席唐家成先生，GBS，JP；香港貿發局主席馬時亨教授，GBS，JP等多位政商界名人，場面盛大，眾嘉賓共聚一堂，共同見證集團發展的重要時刻。

    全仁醫療集團創辦人劉仲恒，MH於慶典致歡迎辭時指：「憑藉保險公司、企業客戶、醫生等合作夥伴的鼎力支持，以及專業團隊的努力和信任，讓集團欣然迎來十周年的重要里程碑。未來，我們會繼續堅守『預防醫學』的理念，積極拓展服務領域，今年更計劃推出中醫和物理治療服務，進一步豐富集團的服務，為市民提供更全面的照護，推動集團持續發展。」

    全仁醫療集團創始人及資深顧問劉仲恒，MH致歡迎辭。（圖左） 全仁醫療集團董事劉馬露明女士致辭，向在場嘉賓表達由衷感謝。（圖右）
    全仁醫療集團創始人及資深顧問劉仲恒，MH致歡迎辭。（圖左） 全仁醫療集團董事劉馬露明女士致辭，向在場嘉賓表達由衷感謝。（圖右）

    全仁醫療迎來十周年慶典，集團宣佈委任中國人民政治協商會議第十二屆及第十三屆全國委員會常務委員胡定旭教授，GBS，JP，出任集團董事會非執行主席；香港特區政府行政會議非官守議員林正財醫生，GBS，JP，則獲委任為集團董事會獨立非執行董事。集團創辦人劉仲恒，MH於慶典致歡迎辭時指：「胡教授帶來的不是 just connections，而是international governance 的視野。林醫生讓我們的預防醫學扎根社區，從 boardroom 走到 bedside。」 集團相信，隨著兩位業界翹楚加入，將有助集團進一步強化戰略規劃及臨床專業發展，為集團拓展注入新動力。

    全仁醫療集團董事會非執行主席胡定旭教授，GBS，JP（圖左）； 全仁醫療集團董事會獨立非執行董事林正財醫生，GBS，JP（圖右）。
    全仁醫療集團董事會非執行主席胡定旭教授，GBS，JP（圖左）； 全仁醫療集團董事會獨立非執行董事林正財醫生，GBS，JP（圖右）。

    跨界全新戰略合作續拓中醫診症及物理治療新領域

    全仁醫療亦於慶典上宣佈，與富衛、保誠保險、萬通保險國際有限公司及聯影醫療達成戰略合作協議，多方強強聯手，為客戶帶來國際醫療診斷服務及多元保險保障，全面提升一站式健康服務體驗。

    全仁醫療與富衛達成戰略合作協議， 並獲富衛大中華區常務董事兼香港行政總裁柳志堅先生親臨出席合照。
    全仁醫療與富衛達成戰略合作協議， 並獲富衛大中華區常務董事兼香港行政總裁柳志堅先生親臨出席合照。

    全仁醫療與保誠保險達成戰略合作協議， 並獲保誠保險首席客務營運及健康保障業務總監歐陽佩玲女士親臨出席合照。
    全仁醫療與保誠保險達成戰略合作協議， 並獲保誠保險首席客務營運及健康保障業務總監歐陽佩玲女士親臨出席合照。

    全仁醫療與萬通保險國際有限公司達成戰略合作協議， 並獲萬通保險國際有限公司首席產品策劃總監兼高級副總裁許丹萍女士親臨出席合照。
    全仁醫療與萬通保險國際有限公司達成戰略合作協議， 並獲萬通保險國際有限公司首席產品策劃總監兼高級副總裁許丹萍女士親臨出席合照。

    全仁醫療與聯影醫療達成戰略合作協議，感謝聯影醫療於醫療技術發展上作出重要支持。
    全仁醫療與聯影醫療達成戰略合作協議，感謝聯影醫療於醫療技術發展上作出重要支持。

    展望未來，全仁醫療進一步拓展服務範疇，包括推出中醫診症及物理治療服務，全面推動預防性及復康醫療發展，以回應社會對高端醫療的殷切需求，鞏固集團於行業的領導地位。自2016年成立以來，集團一直秉承「以人為本」理念，致力為客戶提供高質素的醫學影像診斷及體檢等醫療服務，並持續拓展臨床及健康檢查等多元化服務。

    集團至今已與超過10間保險公司建立夥伴關係，並獲逾300間企業客戶信任支持，專業團隊人數亦已增至逾200人。目前，集團累計服務個人客戶超過180萬人次，旗下在線健康平台的總訪問量突破550萬，充份體現集團於行業的領導地位及高度認受性。

    此外，集團一直致力回饋社會，包括：

    • 支援政府基層醫療：過去10年為過萬名學童接種流感疫苗、新冠疫苗及子宮頸癌疫苗，建立群體免疫屏障
    • 響應新冠防疫：集團旗下各個醫務中心於疫情期間，均有提供新冠疫苗接種及核酸測試服務，覆蓋全港
    • 配合醫健通計劃：參與醫管局轉介及電子健康紀錄互通，紓緩公院輪數十萬病人
    • 獲委任「安全城市大使2025」：聯同警務處推廣防罪、網絡安全及心理健康
    • 參與「共創明『Teen』計劃」：培育中學生的全人發展，建立自信及拓闊視野
    • 企業社會責任嘉許：連續多年獲頒「商界展關懷」、「友商有良」等嘉許，彰顯集團在推動社會福祉、員工發展及環境保護方面的努力
    全仁醫療集團董事劉馬露明女士；集團董事會獨立非執行董事林正財醫生，GBS，JP； 集團董事會非執行主席胡定旭教授，GBS，JP；以及集團創辦人劉仲恒，MH（圖左起） 進行祝酒儀式。
    全仁醫療集團董事劉馬露明女士；集團董事會獨立非執行董事林正財醫生，GBS，JP； 集團董事會非執行主席胡定旭教授，GBS，JP；以及集團創辦人劉仲恒，MH（圖左起） 進行祝酒儀式。

    全仁醫療集團十周年慶典獲多位政商界名人蒞臨支持。
    全仁醫療集團十周年慶典獲多位政商界名人蒞臨支持。

    按此下載更多活動高清圖片。

    Hashtag: #TrinityMedical

    The issuer is solely responsible for the content of this announcement.

    關於全仁醫療集團

    全仁醫療於2016年於中環開設首間醫務及醫學診斷中心，秉承同理心、專業、誠信三大核心價值，現於中環、銅鑼灣及尖沙咀等核心區設有據點。團隊結合先進醫療科技與以人為本的理念，提供一站式磁力共振、電腦掃描、3D乳房造影、超聲波、X光、全面體檢及疫苗接種服務，致力為大眾帶來專業可靠的醫學影像及健康檢查體驗。了解集團更多資訊，歡迎瀏覽官網：trinitymedical.com.hk；或關注Facebook及Instagram：@trinitymedicalhongkong。

  • Geopolitical instability and interconnected risks raise fears of Black Swan scenarios

    Geopolitical instability and interconnected risks raise fears of Black Swan scenarios

    • Around 50% of companies see supply chain paralysis and a global internet outage as the two most plausible Black Swan scenarios in the next five years.
    • Geopolitical noise around the globe masks risks from high-impact climate, health, and future technology risks.
    • Different risk perceptions between multinational enterprises and small and medium-sized businesses.

    SINGAPORE – Media OutReach Newswire – 4 March 2026 – Despite seeming predictable in hindsight, Black Swans are unexpected or unforeseen events that are highly disruptive and economically damaging. Examples include the 9/11 attacks of 2001 in the US, the 2008 global financial crisis, and the Covid-19 pandemic. Allianz Research estimates cumulative global GDP losses from the pandemic between 2020 and 2023 to be in the region of US$12trn.In addition to the huge financial and business costs, such events typically have long-lasting implications, resulting in geopolitical and societal shifts that continue many years after the initial event. According to new Allianz Risk Barometer analysis, more than half of the 3,000+ respondents (51%) identify a global supply chain paralysis due to a geopolitical conflict as the most plausible Black Swan scenario globally which could impact their company in the next five years. Fear of a global internet outage ranks second (47%) which reflects the increasing awareness of cyber and artificial intelligence (AI) risks among business leaders.

    Respondents in Asia Pacific also identified a global supply chain paralysis and global internet outage as the two most plausible Black Swan scenarios; the former is ranked first in China and Hong Kong, Singapore, and South Korea, while the latter is ranked first in Australia, India, Japan, Malaysia, and Thailand.

    Allianz Commercial CEO Thomas Lillelund comments: “Although Black Swan events are not seen to be immediately likely, these rare, high-impact scenarios are perceived as increasingly plausible and should be considered by executive boards given their potential consequences. Growing interconnectivity across both physical and digital supply chains means disruptions now cascade much faster and can turn into major losses. In today’s fragmented geopolitical environment, companies must double down on resilience and integrated risk management to ride out the next perfect storm.”

    Geopolitics is a key driver for Black Swans
    Given the current geopolitical environment, it is no surprise that supply chain paralysis resulting from a geopolitical conflict is regarded as the most plausible Black Swan scenario. The threats of tariffs, trade wars and protectionism, as well as disruption to supply chains and shipping caused by regional conflicts in the Middle East and Russia / Ukraine are at the top of every board agenda. Allianz Research estimates that cumulative GDP losses over a two-year horizon triggered by a global supply chain disruption on the scale of the war in Ukraine could total US$1.5trn. In fact, political-related risks stand out as a leading potential trigger for Black Swan events, according to respondents. Mass social unrest and political instability is regarded as the fourth most plausible scenario globally (29%) and is a top three risk in the Americas (31%) and Africa and the Middle East (41%) regions, as well as in France (42%), for example. A sudden collapse of a major financial institution or a sovereign debt crisis, leading to a global liquidity crisis and severe market volatility ranks third (30%).

    Interconnectivity and interdependency of both physical and digital supply chains are potentially increasing vulnerability at a time of geopolitical uncertainty, rapid advances in technology, and climate change. Businesses and global supply chains are also more vulnerable to Black Swan events due to growing concentrations of economic activity reliant on a limited number of critical suppliers and products in areas like AI and digital services, semiconductors, rare earth processors and transition technologies.

    Company size influences risk perception
    Global supply chain paralysis due to a geopolitical conflict halting the movement of goods and raw materials ranks top for both large (>US$500mn annual revenue, 55% of responses) and mid-sized companies (US$100mn+ to US$500mn, 52%). In contrast, smaller companies (<USS$100mn) are most concerned about the impact of a global internet outage (45%), which is the #2 scenario for larger and mid-sized businesses. The third most plausible Black Swan for mid-sized and smaller companies is the sudden collapse of a major financial institution, while larger companies are more concerned about the risk of simultaneous climate disaster and energy grid failure, such as a heatwave triggering wildfires and widespread blackouts. Multinational enterprises have the advantages of bigger budgets and more diversified portfolios and therefore feel they are better prepared to mitigate the risks of an event such as a major internet outage than their smaller and medium-sized counterparts.

    “Awareness of Black Swans and the need to build resilience has increased in recent years, but businesses can never fully prepare for rare high impact events such as a global outage or an unforeseen climate-related catastrophe. Building organizational agility, fostering a risk-aware culture and developing scalable response plans for a range of scenarios remain the most practical steps to best prepare for Black Swan events. Insurers can play a critical role in helping businesses strengthen their resilience in areas such as cyber risk and support more informed decisions when assessing and selecting critical suppliers,” says Michael Bruch, Global Head of Risk Consulting Advisory Services, Allianz Commercial.

    Hashtag: #AllianzCommercial


    The issuer is solely responsible for the content of this announcement.

    About Allianz Commercial

    Allianz Commercial is the center of expertise and global line of Allianz Group for insuring mid-sized businesses, large enterprises and specialist risks. Among our customers are the world’s largest consumer brands, financial institutions and industry players, the global aviation and shipping industry as well as family-owned and medium enterprises which are the backbone of the economy. We also cover unique risks such as offshore wind parks, infrastructure projects or film productions. Powered by the employees, , and network of the world’s #1 insurance brand, we work together to help our customers prepare for what’s ahead: They trust us in providing a wide range of traditional and risk transfer solutions, outstanding and services as well as seamless handling. Allianz Commercial brings together the large corporate insurance business of Allianz Global Corporate & Specialty (AGCS) and the commercial insurance business of national Allianz Property & Casualty entities serving mid-sized companies. We are present in over 200 countries and territories either through our own teams or the Allianz Group network and partners. In 2024, the integrated business of Allianz Commercial generated around €18 billion in gross premium globally.

  • DFI Retail Group Holdings Limited 2025 Preliminary Announcement Of Results

    The following announcement was issued today to a Regulatory Information Service approved by the Financial Conduct Authority in the United Kingdom.

    DFI RETAIL GROUP HOLDINGS LIMITED
    2025 PRELIMINARY ANNOUNCEMENT OF RESULTS

    Highlights
    • Underlying profit reached the high-end of guidance at US$270 million, up 35% year-on-year
    • Reported profit of US$235 million, up US$480 million year-on-year
    • Health and Beauty delivered strong like-for-like (LFL) sales and profit growth
    • Convenience returned to profit growth in the second half of 2025, supported by a favourable mix shift towards higher-margin, non-cigarette categories
    • Strengthening value-driven, omnichannel proposition in Food and Home Furnishings
    • Divestments of Yonghui, Robinsons Retail and Singapore Food underscored the Group’s transition from a portfolio to a focused operating company and strengthened balance sheet to a net cash position
    • Returned approximately US$740 million to shareholders for the full year 2025, including a US$600 million special dividend
    • Final dividend of US¢10.50 per share based on a new 70% payout policy announced in December 2025

    “Effective execution of our strategy drove strong financial performance and higher shareholder returns in 2025, despite a challenging retail environment. Our significant progress made in portfolio simplification creates investment capacity for strategic priorities, enabling greater value for our customers and accretive inorganic opportunities to drive sustainable growth and returns.”

    Lincoln Pan
    Chairman

    DFI FY2025 table.jpg

    DFI RETAIL GROUP HOLDINGS LIMITED
    PRELIMINARY ANNOUNCEMENT OF RESULTS
    FOR THE YEAR ENDED 31 DECEMBER 2025
    INTRODUCTION
    It is my honour and privilege to join DFI Retail Group (‘DFI’ or the ‘Group’) as Chairman of the Board, supporting Group Chief Executive, Scott Price, and his leadership team in executing its strategic priorities and delivering shareholder returns. On behalf of the Board, I would also like to express our gratitude to John Witt for his invaluable contributions to DFI over many years.

    As Asia’s leading multi-format retail platform, DFI has a unique set of assets – strong customer trust, an extensive store network across markets, deep data insights from a powerful loyalty programme, and a strengthening Own Brand portfolio – that will serve as a foundation for growth over the coming years.

    Amid macroeconomic volatility and evolving consumer needs, the Group has been responding effectively through a stronger value proposition and enhanced omnichannel capabilities. This strategy is yielding early and encouraging results, demonstrated by a 35% increase in underlying profit in 2025. We remain particularly optimistic about the growth prospects in Health & Beauty and Convenience, as well as the opportunities emerging in digital.

    I am confident that under the capable leadership of Scott and his team, DFI will continue to deliver retail excellence to customers across Asia while driving long-term value creation and growth.

    Under a new 70% dividend payout policy announced in December 2025, the Board recommends a final dividend of US¢10.50 per share (2024 final dividend: US¢7.00).

    STRATEGIC HIGHLIGHTS
    Over the course of 2025, the Group executed effectively against its strategic framework of Customer First, People Led, Shareholder Driven. This approach enables DFI to navigate market challenges while capturing opportunities that build on its strong platform for sustainable growth.

    The retail landscape is rapidly evolving, driven by shifting consumer behaviour and digitalisation. The Group remains focused on strategic priorities that place customers first – delivering quality, value and convenience in everyday moments. Across its businesses, the Group made good progress in strengthening value propositions, expanding customer reach in growth markets, driving deeper customer engagement with data-driven insights and accelerating digital monetisation. These initiatives enhance its ability to better serve customers and supplier partners while delivering returns to shareholders.

    Investing in talent development remains at the top of the agenda. During the year, the Group achieved an improved team member engagement score. Inclusive leadership, a purpose-driven culture and engaged team members are critical to driving stronger performance and delivering exceptional customer experience. In parallel, the Group continues to enhance its organisational agility in meeting customer needs while reducing overhead costs.

    In 2025, the Group completed the divestments of minority stakes in Yonghui and Robinsons Retail, as well as Singapore Food business, enabling reinvestment in subsidiary businesses and strategic priorities with stronger growth and return potential. This approach, combined with a sharpened business focus and a strengthened balance sheet, delivered a total shareholder return exceeding 90% in 2025, including the distribution of a US$600 million special dividend in October.

    PROSPECTS
    Transformation is an ongoing journey for today’s retailers. Serving diverse communities across Asia, where economic conditions and consumer expectations vary widely, the Group must stay agile and locally relevant guided by a customer-first mindset and a disciplined focus on growth opportunities that further build on its competitive advantages. Over the year, DFI has invested in delivering better outcomes for customers through price reinvestment, Own Brand innovation, omnichannel expansion and data-driven personalisation – focus areas that will remain central to its growth plans in the years ahead. An expanded digital ecosystem also unlocks new avenues to drive deeper value for supplier partners and enhance shareholder returns.

    I would like to end by expressing the Board’s appreciation to our team members. We could not be more proud of the work they have done over the year, particularly in responding to the deeply tragic Tai Po fire in Hong Kong. Their unwavering dedication to serving our customers across Asia is what will continue to drive our business forward and build long-term value for shareholders.

    Lincoln Pan
    Chairman

    GROUP CHIEF EXECUTIVE’S REVIEW
    INTRODUCTION
    We are pleased to close 2025 on a strong note, with underlying profit attributable to shareholders up 35% year-on-year to US$270 million, reaching the high end of our guidance range. This strong performance was driven by a recovery in LFL subsidiary sales, improved margins and proactive portfolio actions, including the divestment of our minority stake in Yonghui.

    Customers across Asia, including in our home market of Hong Kong, are increasingly seeking quality and convenience at great value. While macro challenges remain, we are encouraged to see early signs of recovery in key retail segments, including 3% growth in health and beauty sales in Hong Kong, supported by a 12% increase in tourist arrivals. As Asia’s leading multi-format omnichannel retail platform, we are uniquely positioned to meet customers’ evolving needs effectively across all channels through relevant and compelling customer propositions.

    With a renewed focus on balancing profitability with capital discipline, the Group ended the year in a net cash position, after distributing a US$600 million special dividend, and delivered a significantly improved return on capital employed (ROCE) of 9.4%. Our strengthened balance sheet allows us to reinvest for growth as we deepen our focus on higher-return subsidiary businesses and strategic priorities that sustain value creation for shareholders. For the full year 2025, we returned a total of approximately US$740 million to shareholders, including the special dividend.

    In December, we held our inaugural Investor Day where DFI announced a new dividend policy with an increased payout ratio of 70%. Dividends paid during the year, combined with a share price increase of more than 70%, resulted in a total shareholder return exceeding 90% in 2025. We also outlined our three-year plan for realising our financial ambitions and accelerated growth goals, including a target of US$310-350 million in underlying profit (representing 11% CAGR at the mid-point compared to 20251) and an improved ROCE of at least 15% by 2028.

    As we enter the new financial year, we remain firmly focused on executing our strategic priorities to drive sustained, profitable growth.

    STRATEGIC DELIVERABLES – KEY PROGRESS
    Over the past year, we have made significant progress in our transformation from a portfolio business into a strategically focused operating company. We have been advancing our strategy across five key deliverables to create greater value for our customers, supplier partners and shareholders.

    Retail Excellence
    By delivering best-in-class customer propositions, we see a wide range of opportunities for driving higher store sales density and market share gain across all business segments.

    Health & Beauty
    Mannings and Guardian continue to strengthen their position as the trusted advisor for wellness, unlocking strong cross-category growth opportunities through an assortment with high functional value across supplements, derma skin care and hair care. Customers across Asia are increasingly shifting to retailers that best fulfil their broad, diverse and unique wellness goals. Our technology-enabled personalised services – including skin, scalp and health assessments – drive higher purchase conversion and basket size by deepening customer understanding of their wellness needs. These capabilities will be expanded to 25% of our Health & Beauty store network to enhance our competitive differentiation and leadership in wellness.

    Convenience
    7-Eleven is broadening its shopper missions towards higher-margin, non-cigarette categories with a strategic focus on ready-to-eat (RTE) offerings, which accounted for 24% of Convenience sales in 2025. Across markets, consumers are seeking more convenient, high-quality and value-driven meal solutions. The expansion of Food Bars to 1,250 locations in South China and the rollout of RTE-focused store revamp across the entire Hong Kong network by 2028 will further strengthen 7-Eleven’s RTE proposition.

    Food
    Given consumers’ pivot towards value, continued northbound travel and increasing competition from Chinese mainland e-commerce platforms, the Wellcome team has focused on enhancing food basket value for customers by advancing our Everyday Low Price strategy. Investment in reduced pricing through strategic direct sourcing of core basket items, particularly in fresh, has resulted in a 2% growth in volume driven by higher footfall and increased items per basket. Direct sourcing allowed us to reduce prices while protecting gross profit, resulting in a 30-basis point gross margin improvement. These efforts further supported the narrowing basket price gap compared to the Greater Bay Area to a currently low single-digit price difference2.

    Home Furnishings
    Similar to Food, IKEA has focused on enhancing its affordability and accessibility by reinvesting in the pricing of high-volume products, broadening the range of entry price points, rationalising the tail of slow-selling assortment, and further expanding digital touchpoints through third-party marketplaces. We are also strengthening IKEA Food as a key draw for customers seeking exciting and affordable food experiences as part of their store journey. These efforts are supported by significant cost transformation initiatives across our operating markets.

    Own Brand
    Our reset in Own Brand strategy across Food and Health & Beauty is driving higher customer loyalty and sales penetration through greater exclusivity and value. By refining our product range to align closely with customer needs and maximising cross-selling across our formats, we achieved meaningful improvements in margins and sales productivity.

    Access to Customers
    We continue to strategically expand our network in high-growth, profitable markets, primarily through a capex-light franchise model, with 114 net new openings3 in 2025. In particular, we will deepen 7-Eleven’s presence in Guangdong province to around 2,400 stores and expand Guardian’s footprint in Indonesia to approximately 750 stores by 2028.

    Omnichannel and Data Ecosystem
    DFI’s expanded omnichannel ecosystem is elevating our relevance and engagement with customers, providing us deep data insights across daily consumer needs that few peers in Asia can match. This ecosystem now allows our customers to engage with DFI brands across more than 90 digital channels, including apps, websites, third-party marketplaces, quick-commerce partnership with food delivery platforms and click-and-collect services. Our strengthened digital proposition was underpinned by a 140-basis point increase in online sales penetration to 6.4%4 as at year-end 2025, with order volume more than doubled year-on-year. Our overall digital ecosystem, comprising e-commerce, retail media, insights monetisation and yuu, continues to drive improved financial returns for the Group.

    Retail Media (DFIQ Media)
    Positioned to become Asia’s leading omnichannel retail media network, DFIQ Media offers a differentiated online and offline advertising proposition, enabling brands to execute cross-format campaigns through our digital assets and more than 10,000 in-store digital screens across markets. DFIQ Media delivered strong sales growth, albeit from a low starting base, achieving a fourfold increase in revenue over 2024, supported by proprietary data insights from over 7 million monthly active users across our growing digital portfolio.

    DFIQ Portal

    We aim to empower our supplier partners with actionable insights that drive greater business impact and better outcomes for customers. The DFIQ Portal – a vendor platform combining DFIQ Media, DFIQ Insights and trade capabilities – was launched in December 2025, providing suppliers real-time access to critical analytics that enables optimised inventory management and more effective strategic planning.

    Retail Analytics
    Leveraging cross-format data insights from over 5 million yuu Rewards members in Hong Kong, we continue to enhance our assortment and promotional decisions to help expand both in-store sales and gross profit.

    Lean & Agile Model
    Maintaining a lean and agile operating model is essential to ensuring efficient decision-making in a rapidly evolving retail landscape. Continued cost optimisation and better product sourcing will support both strategic price reinvestment and sustainable margin expansion in the coming years. Overhead reductions are expected to translate into lower SG&A costs beginning 2026. We remain disciplined in capex, driving network growth primarily through a franchise model with a strong focus on paybacks.

    Strategic pivot from portfolio to a focused operating company
    We conduct strategic reviews of our businesses guided by return on capital and total shareholder return priorities. During the year, we completed the divestment of our minority stakes in Yonghui and Robinsons Retail, as well as our Singapore Food business, generating total gross proceeds of approximately US$1 billion in cash consideration. In line with our capital allocation priorities, these proceeds were redeployed towards debt repayment, resulting in a net cash position of US$70 million as at year-end 2025. In addition, a special dividend of US$600 million was distributed to shareholders in October 2025. The Group remains focused on maximising total shareholder return while maintaining strategic flexibility for inorganic growth opportunities that are accretive to long-term shareholder value.

    2025 PERFORMANCE
    Total revenue from subsidiaries in 2025 was US$8.9 billion, up 1% on a LFL basis, excluding cigarettes. Organic revenue, excluding divested businesses5 for the comparable period, grew 0.5%. Strong sales growth in the Health & Beauty division was offset by lower contributions from other segments.

    Excluding the impact of the minority stake divestments in Yonghui and Robinsons Retail completed in 2025, total revenue for the Group, including 100% of associates and joint ventures, remained broadly stable.

    The Group reported total underlying profit attributable to shareholders of US$270 million for the year, up 35% year-on-year. This was supported by improved profitability from subsidiary businesses, lower financing costs and higher underlying profit from associates following the divestment of Yonghui.

    Underlying profit from subsidiaries was US$183 million, 15% higher than the prior year. This was driven by strong Health & Beauty performance in addition to earnings recovery in Singapore Food and Home Furnishings segment, partially offset by lower contribution from Convenience due to reduced cigarette volume.

    The Group’s share of underlying profit from associates was US$88 million, an improvement of US$45 million compared to the prior year, primarily due to the divestment of minority stake in loss-making Yonghui and higher contribution from Maxim’s as a result of improved mooncake sales and restaurant performance in Southeast Asia. Despite challenging trading conditions in Hong Kong and Chinese mainland, Maxim’s delivered profit growth in these regions through cost optimisation.

    The Group reported operating cash flow after lease payments of US$430 million, 30% higher than the prior year, supported by underlying operating profit growth. Free cash flow6 for the period was US$281 million, up 78% year-on-year. As at 31 December 2025, the Group’s net cash was US$70 million, compared to US$468 million net debt at 31 December 2024.

    SUSTAINABILITY
    We remain firmly committed to our purpose to sustainably serve Asia for generations with everyday moments – with a focused, balanced, collaborative approach taking into account the macroeconomic environment and consumer sentiment. We are driving progress on our pathway to reduce our Scope 1 and 2 emissions by 50% by 2030 from a 2021 baseline, with our targeted investments in refrigerant emissions management, energy efficiency, and behaviour-change initiatives across our operations gaining momentum throughout the year. From 2025 to 2030, we will further increase the share of renewable energy use in our portfolio, helping to accelerate the energy transition in the key markets where we operate.

    As advocates for our customers and the communities we serve, we are committed to delivering affordable, sustainable products. In 2025, we delivered 380 tonnes of Own Brand low-carbon rice to our Hong Kong markets and added multiple products through our Grounds to Green programme to our 7-Eleven RTE range. These award-winning initiatives demonstrate our ability to anticipate customer expectations and deliver on market demands. We maintained strong discipline in waste and packaging management, keeping us on track to meet our 2030 targets.

    BUSINESS REVIEW

    HEALTH AND BEAUTY
    Sales for the Health and Beauty division grew 7% year-on-year or 5% on an LFL basis to US$2.6 billion. Underlying operating profit was US$228 million for the year, representing an increase of 8% compared to 2024.

    Both Mannings and Guardian achieved strong LFL sales performance, supported by growing wellness sales penetration towards the mid-term target of over 35%. To further strengthen our leadership in wellness – a cross-category opportunity spanning health, beauty and personal care – Mannings and Guardian complemented their wellness-focused assortment with in-store health, skin and scalp assessments in selected outlets. Our personalised consultations and tailored product recommendations deepen our engagement with customers, supporting larger basket sizes and higher purchase conversion.

    In Hong Kong and Macau, LFL sales increased by 5%, driven by strong growth in tourist store sales from higher arrivals. Own Brand strategy reset resulted in a 35% improvement in gross profit per SKU through a refined product range that better aligns with customer needs. Sales of Mannings China declined due to the closure of majority of its offline store network as the business pivots towards a cross-border e-commerce model.

    Guardian in Southeast Asia reported 5% LFL sales increase, driven by growth in basket sizes across key markets and an expanding e-commerce presence, including the Guardian Malaysia loyalty programme launched in March 2025 and a new Guardian Singapore app in July 2025. Indonesia and Vietnam delivered LFL sales growth exceeding 10%, supported by strong traffic gains. Gross margin expansion and operating leverage contributed to operating profit growth of 16% in the region.

    CONVENIENCE
    Total Convenience sales were US$2.3 billion, representing a decline of 2% year-on-year or 3% on an LFL basis, due to lower-margin cigarette volume reductions following tax increases in Hong Kong in February 2024. Excluding cigarettes, overall Convenience sales grew 1% compared to 2024 and were marginally lower on an LFL basis. Underlying operating profit was US$97 million, down 6% year-on-year. Favourable sales mix shift towards higher-margin non-cigarette categories drove a return to a positive profit growth in the second half of 2025.

    In Hong Kong, the Group expects to mitigate financial impact from declining cigarette sales in 2026 and beyond through continued growth in higher-margin non-cigarette categories, including RTE which accounted for 18% of sales for the full year, up from 16% in 2024.

    7-Eleven Singapore reported robust LFL sales growth driven by a stronger RTE proposition and effective promotional campaigns. In South China, continued store network expansion through a capex-light franchise model, including 99 net increase in store number, contributed to 3% sales growth. LFL sales, however, were down 2% largely due to intense subsidy competition from food delivery platforms, primarily in the first half of the year. The focus remains on driving footfall through innovative RTE and Food Bar expansion to 1,250 stores by the end of 2028, compared to 325 as of year-end. Both markets saw meaningful profit growth, supported by a favourable product mix shift and disciplined cost control.

    FOOD
    Reported sales for the Food division were US$3.0 billion, remaining stable compared to 2024 on an LFL basis. Underlying operating profit reached US$62 million for the year, up 6% year-on-year, driven by earnings recovery in Singapore Food following the distribution of government consumption vouchers in 2025.

    In Hong Kong, the Wellcome team strengthened its fresh and value proposition through pricing reinvestment supported by strategic direct sourcing. These efforts included a new partnership with Dingdong Maicai (DDL) since May 2025 for a wider selection of price-competitive fresh produce, as well as the Everyday Value campaign launched in September 2025, offering up to 40% savings on 100 core basket items. The team also accelerated omnichannel growth through broader digital channels – including a quick-commerce partnership with foodpanda and click-and-collect services – and a shortened delivery time to same or next day delivery, driving a more than 20% sales growth in Hong Kong Food online sales. Despite a 1% LFL sales decline compared to the prior year, total volume grew 2% driven by increased transactions and items per basket.

    Southeast Asia Food sales performance benefited from multiple rounds of government consumption voucher distribution in Singapore during the year, including S$800 vouchers for each household and S$600 vouchers for individuals in celebration of the nation’s 60th anniversary. These vouchers, which were redeemable at supermarkets and heartland merchants, drove stronger sales in the Food segment. Convenience and Health & Beauty did not see a similar uplift in sales as the vouchers were not applicable to these outlets. Divestment of Singapore Food business was completed in early December 2025. Post-completion, the Group continues to serve the Singapore market through its Guardian and 7-Eleven brands. As the only nationwide modern trade operator in Cambodia, Lucky reported robust LFL sales growth with strong margin expansion on scale benefits.

    HOME FURNISHINGS
    IKEA reported sales of US$677 million, down 3% year-on-year and 5% on an LFL basis, compared to an 11% LFL sales decline in 2024. Operating profit was US$26 million, representing a meaningful improvement from US$16 million in the prior year, driven by effective cost control measures across markets.

    Amid a challenging macro environment and reduced consumer demand for big-ticket items due to subdued real estate market activity, the IKEA team has prioritised enhancing its value proposition and omnichannel presence. Key initiatives include price reductions on high-volume products, rationalisation of non-core assortment, and a broader range of entry price points. In Indonesia, the team has further expanded digital partnerships with third-party marketplaces to improve accessibility, supporting continued progress towards its overall online sales penetration target of 18-20% by 2028. IKEA Food remains a critical traffic and revenue driver, representing 14% of total sales.

    These combined with significant cost optimisation efforts in labour, supply chain and infrastructure across markets contributed to a US$10 million improvement in overall profitability.

    RESTAURANTS
    The Group’s share of Maxim’s underlying profits was US$72 million in 2025, an increase of 9% year-on-year, supported by resilient sales of US$3.1 billion, up 0.4% year-on-year, and ongoing cost optimisation. Improved mooncake sales during the mid-autumn festival and stronger restaurant performance in Southeast Asia was offset by challenging trading environment in Hong Kong and the Chinese mainland. Cost management in these markets also supported overall profit growth. During the year, Maxim’s continued to expand its Southeast Asia network with 84 net new stores added, mainly in Thailand and Vietnam.

    OUTLOOK
    2025 marked a year of strong progress for DFI, with the strategic reset across our businesses driving improved underlying profitability in both subsidiaries and associates, a stronger ROCE and enhanced shareholder returns. Our strengthened balance sheet and disciplined use of capital provides capacity to reinvest for growth both organically and inorganically, laying a strong foundation as we pursue our financial ambitions of achieving a US$310-350 million underlying profit (+11% CAGR at midpoint compared to 20257) and a 7-10% online sales mix by 2028.

    At our inaugural Investor Day, we outlined clear strategic priorities which include strengthening our value proposition, enhancing omnichannel capabilities, accelerating Own Brand innovation, deepening digital monetisation, and leveraging data to deliver better outcomes for both customers and supplier partners.

    For the full year of 2026, the Group expects organic revenue growth of approximately 2-3%8 and underlying profit attributable to shareholders to be between US$270 million and US$300 million. Excluding the divestment impact of Singapore Food and Robinsons Retail, this would represent a year-on-year growth of 13-25%.

    Looking into 2026 and beyond, I am confident that DFI has developed a renewed foundation as we execute against our strategic priorities to deliver sustained, profitable growth, drive market share gains across our formats and generate long-term returns for our shareholders.

    Scott Price
    Group Chief Executive

    —————–
    1 Excluding Singapore Food business and minority stake in Robinsons Retail upon completion of divestment in 2025
    2 Based on a third-party assured price comparison of a 200-item comparable basket between DFI and Greater Bay Area

    3 Excluding Singapore Food. Divestment of business was completed in early December 2025.
    4 Excluding Singapore Food, cigarettes under Convenience and IKEA food
    5 Excluding financial contribution from Singapore Food (December 2024) and Hero Supermarket (2024) for comparison purpose
    6 Free cash flow is equivalent to cash flows from operating activities after lease payments minus normal capital expenditure

    7 Excluding Singapore Food business and minority stake in Robinsons Retail upon completion of divestment in 2025
    8 Excluding Singapore Food business

    Hashtag: #DFIRetailGroup #Mannings #Guardian #7-Eleven #Wellcome #MarketPlace #IKEA #yuu #Maxim’s

    The issuer is solely responsible for the content of this announcement.

    DFI Retail Group

    DFI Retail Group (the Group) is a leading Asian retailer, driven by its purpose to ‘Sustainably Serve Asia for Generations with Everyday Moments’.

    At 31 December 2025, the Group and its associates operated 7,580 outlets across 12 markets, of which 5,529 stores were operated by subsidiaries. The Group, together with associates, employed over 79,000 people, with some 42,000 people employed by subsidiaries. The Group had reported revenue of US$8.9 billion in 2025.

    The Group is dedicated to delivering quality, value and service to Asian consumers through a compelling retail experience, supported by an extensive store network and highly efficient supply chains.

    The Group and its associates, operates a portfolio of well-known brands across five key divisions. The principal brands are:

    Health and Beauty
    • Mannings on the Chinese mainland, Hong Kong and Macau S.A.R.; Guardian in Brunei, Indonesia, Malaysia, Singapore and Vietnam.

    Convenience
    • 7-Eleven in Hong Kong and Macau S.A.R., Singapore and Southern China.

    Food
    • Wellcome and Market Place in Hong Kong S.A.R.; San Miu in Macau S.A.R.; Lucky in Cambodia.

    Home Furnishings
    • IKEA in Hong Kong and Macau S.A.R., Indonesia and Taiwan.

    Restaurants
    • Hong Kong Maxim’s group on the Chinese mainland, Hong Kong and Macau S.A.R., Cambodia, Laos, Malaysia, Singapore, Thailand and Vietnam.

    The Group’s parent company, DFI Retail Group Holdings Limited, is incorporated in Bermuda and has a primary listing in the equity shares (transition) category of the London Stock Exchange, with secondary listings in Bermuda and Singapore. The Group’s businesses are managed from Hong Kong. DFI Retail Group is a member of the Jardine Matheson group.

  • Vinhomes Green Paradise Launches Global Smart City Certification Project

    HANOI, VIETNAM – Media OutReach Newswire – 3 March 2026 – Vinhomes Green Paradise – Can Gio has officially launched its Smart City Certification Project in collaboration with Korea Management Association Consulting (KMAC), the World Council on City Data (WCCD), and the Standardized Urban Metrics (SUM) initiative. Through this initiative, Vinhomes Green Paradise aims to become the first internationally certified smart city in Vietnam, thereby establishing new global standards for sustainable and intelligent urban development.

    Vinhomes Green Paradise features an exceptional collection of world-class amenities, setting a new standard of living for a future-ready urban development.
    Vinhomes Green Paradise features an exceptional collection of world-class amenities, setting a new standard of living for a future-ready urban development.

    The partnership is designed to support the mega development in achieving the WCCD/SUM Custom ISO 37122 Smart City Certification. This certification is based on a customized indicators framework derived from the internationally recognized ISO 37122 indicators, tailored specifically for greenfield development projects and urban areas.

    Under the partnership, KMAC will provide strategic consulting and technical advisory services to align the city’s development with the ISO 37122 indicators across key domains such as mobility, energy, environment, safety, and digital infrastructure.

    The WCCD and SUM, headquartered in Toronto, Canada, is preparing a new customized indicators framework for greenfield development, based on the strategic smart city goals in the Vinhomes Green Paradise development. The WCCD/SUM teams, will oversee the assessment and smart city certification process, ensuring compliance with the ISO international standards and best practices.

    The consortium agreed on a roadmap to deliver an Interim Certification within 2026, paving the way for full certification in subsequent phases.

    “This project symbolizes a landmark collaboration between Vietnam and Korea in advancing global smart city standards,” said Mr. Chulse Oh, Head of AX Group at KMAC. “By combining Vinhomes’ visionary urban development with KMAC’s consulting expertise and WCCD/SUM’s global certification framework, VinhomesGreen Paradise will become a model for data-driven governance, sustainability, and smart innovation.”

    “Vietnam is emerging as one of the most promising leaders in smart and sustainable city development. The Vinhomes Green Paradise is a remarkable new development in Vietnam that deserves global recognition,” said Dr. Patricia McCarney, President & CEO of the World Council on City Data (WCCD) and Director of SUM. “We are honored to partner with Vinhomes and KMAC to ensure that Vinhomes Green Paradise achieves global recognition through our WCCD/SUM ISO 37122 Custom Certification.”

    Vinhomes Green Paradise benefits from a rare geographical setting, surrounded by the Can Gio Sea and the UNESCO-recognized Can Gio Mangrove Biosphere Reserve spanning over 75,000 hectares. The project features a 121-kilometer coastline, a total scale of 2,870 hectares, and a construction density of only 16%. It pioneers an upgraded ESG++ model, structured around five pillars: Environment, Social, Governance, Regeneration, and Climate Adaptation.

    Upon full operation, the entire urban management system will be comprehensively greened with the following objectives: 100% clean electricity sourced from offshore wind farms, solar energy systems, and battery storage; 100% net-zero emission transportation, including electric cars, electric scooters, electric buses, electric bicycles, electric boats, and a high-speed railway system directly connecting to central Ho Chi Minh City.

    In addition to strict compliance with environmental protection standards, Vinhomes Green Paradise places strong emphasis on biodiversity conservation and ecosystem regeneration throughout the development process, aligned with Ho Chi Minh City’s long-term climate adaptation strategy. A Forest Regeneration and Climate Adaptation Fund has been established to support research, restoration, and long-term resilience initiatives, with a core focus on mangrove restoration in Can Gio to establish a protective green belt for the entire development.

    With its pioneering ESG vision, Vinhomes Green Paradise has become the first official participant in the “7 Wonders of the Future Cities” campaign initiated by New7Wonders, reinforcing its global recognition as a benchmark model for sustainable, AI-ready, and data-driven urban innovation.

    Hashtag: #Vinhomes

    The issuer is solely responsible for the content of this announcement.

  • Shopee Bazar Hebat Raya Reflects the Rise of Content-Led Shopping

    Shopee Bazar Hebat Raya Reflects the Rise of Content-Led Shopping

    KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 3 March 2026 – Across major sale periods, Malaysians are increasingly turning to content-led shopping to discover products and secure deals. During the Raya Bersama Shopee sale in 2025, shoppers tuned in to Shopee Live for real-time demonstrations and livestream-exclusive drops, generating over 1 billion views and driving more than 132 billion items sold via livestream. Over 67 billion vouchers were also claimed as households stacked brand and platform deals alongside Free Shipping to stretch festive budgets.

    Shopee Bazar Hebat Raya
    Shopee Bazar Hebat Raya

    With Raya approaching once again, content-led shopping continues to influence how homes are refreshed, gifts are selected and outfits are planned. Running from now until 25 March, Shopee Bazar Hebat Raya taps into this shopping trend with creator-driven fashion inspirations and 50% Off Shopee Live vouchers for the season.

    Discover Raya Fashion Trends with #GetReadyWithShopee

    Raya styling now unfolds on-screen, where demos and virtual consultations inspire shoppers to decide their looks before adding to cart. Every Friday 12PM to 2PM, alongside additional sessions on key campaign dates, #GRWS Raya Fashion Hacks on Shopee Live features popular fashion creators Farah Deluna, Sharifah Rose, and Qisthena breaking down trendy Raya looks and sharing styling tips – from colour pairing to tudung techniques – for chic festive outfits. Featured pieces can be secured instantly with upsized 50% Off Shopee Live vouchers, stackable with brand deals.

    Fans of top local labels such as Adnaa, Siti Khadijah, and Haera HQ can also shop their latest collections through Shopee’s Raya Best Sellers and New Arrivals, restocked daily at 50% Off. Meanwhile, Shopee’s Super Brand Day live sessions on weekends, 1PM to 2PM will highlight labels such as Naelofar and My Ballerine, featuring exclusive drops and additional vouchers.

    For even greater savings, shoppers can score midday RM10 Fashion & Beauty Flash Deals from 12PM to 2PM on key campaign dates not to be missed:

    • 3 March: Jualan Persiapan Raya
    • 10 March: Jualan Istimewa Raya
    • 15 March: Jualan Hebat Raya
    • 25 March: Jualan Akhir Raya

    Plan Every Raya Open House with Shopee Live

    As households finalise their open house checklists, Shopee Live becomes a touchpoint for festive inspiration. Streaming daily at 12PM and 8PM, hosts spotlight Shopee Lagi Murah essentials across groceries, Muslim fashion, health and beauty, and electronics — featuring brands such as ZUS Coffee, Wardah, and PerySmith.

    Livestream purchases unlock Daily 50% Off Shopee Live vouchers, on top of Shopee Lagi Murah deals and RM10 Knockout Deals from selected brands like Haier, Dreame and Gintell — so shoppers can stack their Shopee Live vouchers and save even more, with Free Shipping No Minimum Spend and Shopee Coins. For larger purchases, SPayLater’s reduced 12-month interest fee offers added flexibility when managing festive budgets.

    Those hoping to perfect their Raya dishes and walk away with rewards can tune in to Khairul Aming on Shopee Live on 3 March at 5PM, where he shares his fan-favourite sambal and dendeng recipes alongside host Shopee’s Exclusive Sampul Raya Giveaway. Later that evening at 8.30PM, Shopee Brand Ambassadors Mimi Fly and Hael Husaini will take the spotlight in a special Raya livestream, featuring an exclusive interview and interactive game segment as they share how they’re celebrating the season.

    Shopee Bazar Hebat Raya

    Get inspired for every Raya moment and enjoy 50% Off Raya Fashion Trends, daily 50% Off Shopee Live vouchers as well as Free Shipping No Minimum Spend – all in one place at Shopee Bazar Hebat Raya. Discover more at: https://shopee.com.my/m/raya-sale
    Hashtag: #Shopee

    The issuer is solely responsible for the content of this announcement.

    About Shopee

    Shopee is a leading e-commerce platform in Southeast Asia, Taiwan, and Brazil. Shopee promotes an inclusive and sustainable digital ecosystem by enabling businesses to digitalise and grow their online presence, helping more people access and benefit from digital services, and uplifting local communities.

    Shopee offers an easy, secure, and engaging experience that is enjoyed by millions of people daily. Shopee is also a key contributor to the digital economy, with a firm commitment to helping homegrown brands and entrepreneurs succeed in e-commerce.

    Shopee is part of Sea Limited (NYSE: SE), a global technology company. Sea’s mission is to better the lives of consumers and small businesses with technology through its three core businesses: Shopee, Garena, and Monee.

  • Shopee Bazar Hebat Raya Cerminkan Trend Pembelian Berasaskan Kandungan

    Shopee Bazar Hebat Raya Cerminkan Trend Pembelian Berasaskan Kandungan

    KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 3 Mac 2026 – Sepanjang tempoh jualan utama, rakyat Malaysia semakin memilih pendekatan pembelian berasaskan kandungan untuk meneroka produk dan mendapatkan tawaran terbaik. Ketika kempen Raya Bersama Shopee 2025, pengguna mengikuti Shopee Live bagi menyaksikan demonstrasi secara langsung serta pelancaran eksklusif, yang menjana lebih 1 bilion tontonan dan mendorong lebih 132 bilion item terjual menerusi livestream. Pada masa sama, lebih 67 bilion baucar telah ditebus apabila isi rumah menggabungkan tawaran jenama dan platform bersama Penghantaran Percuma untuk memaksimumkan penjimatan perbelanjaan perayaan.

    Shopee Bazar Hebat Raya Cerminkan Trend Pembelian Berasaskan Kandungan
    Shopee Bazar Hebat Raya Cerminkan Trend Pembelian Berasaskan Kandungan

    Menjelang sambutan Hari Raya Aidilfitri, corak pembelian ini terus mempengaruhi cara rakyat Malaysia menghias kediaman, memilih hadiah dan merancang baju Raya. Berlangsung hingga 25 Mac, Shopee Bazar Hebat Raya memperkukuh trend ini dengan inspirasi fesyen yang dipacu pencipta kandungan serta baucar 50% Diskaun Shopee Live sepanjang musim perayaan.

    Terokai Trend Fesyen Raya dengan #GetReadyWithShopee

    Gaya Raya kini semakin dipengaruhi oleh kandungan digital, di mana demonstrasi dan sesi gaya secara langsung membantu pengguna menentukan pilihan sebelum membuat pembelian. Setiap Jumaat dari 12PM hingga 2PM, bersama sesi tambahan pada tarikh kempen utama, #GRWS Raya Fashion Hacks di Shopee Live menampilkan Farah Deluna, Sharifah Rose dan Qisthena yang mengupas trend fesyen Raya terkini serta berkongsi tip penggayaan — daripada padanan warna hingga teknik lilitan tudung — untuk penampilan yang lebih menyerlah. Produk yang dipaparkan boleh terus dimiliki dengan baucar 50% Diskaun Shopee Live yang dipertingkatkan, serta digabungkan bersama tawaran jenama.

    Jenama tempatan seperti Adnaa, Siti Khadijah dan Haera HQ turut menampilkan koleksi terbaharu menerusi Raya Best Sellers dan New Arrivals yang ditambah stok setiap hari dengan diskaun 50%. Sementara itu, sesi Super Brand Day pada hujung minggu dari 1PM hingga 2PM mengetengahkan jenama seperti Naelofar dan My Ballerine dengan pelancaran eksklusif serta baucar tambahan.

    Bagi penjimatan lebih besar, pengguna boleh merebut RM10 Fashion & Beauty Flash Deals dari 12PM hingga 2PM pada tarikh berikut:

    • 3 Mac: Jualan Persiapan Raya
    • 10 Mac: Jualan Istimewa Raya
    • 15 Mac: Jualan Hebat Raya
    • 25 Mac: Jualan Akhir Raya

    Rancang Rumah Terbuka Raya dengan Shopee Live

    Dalam kesibukan melengkapkan persiapan rumah terbuka, Shopee Live menjadi platform inspirasi harian. Bersiaran setiap hari pada 12PM dan 8PM, hos menampilkan produk Shopee Lagi Murah merangkumi barangan runcit, fesyen Muslim, kesihatan dan kecantikan serta elektronik daripada jenama seperti ZUS Coffee, Wardah, dan PerySmith.

    Pembelian melalui Shopee Live membolehkan pengguna menikmati baucar 50% Diskaun Shopee Live setiap hari, selain tawaran Shopee Lagi Murah dan RM10 Knockout Deals daripada jenama terpilih seperti Haier, Dreame dan Gintell — yang boleh digabungkan bersama Penghantaran Percuma Tanpa Perbelanjaan Minimum serta Shopee Coins untuk penjimatan tambahan. Bagi pembelian bernilai lebih tinggi, kadar faedah SPayLater 12 bulan yang lebih rendah menawarkan kemudahan pembayaran yang lebih fleksibel sepanjang musim Raya.

    Mereka yang ingin menyempurnakan hidangan Raya sambil berpeluang membawa pulang ganjaran boleh menonton Khairul Aming di Shopee Live pada 3 Mac jam 5PM, di mana beliau akan berkongsi resipi sambal dan dendeng kegemaran ramai serta mengacarakan Shopee’s Eksklusif Sampul Raya Giveaway. Pada malam yang sama jam 8.30PM, Duta Jenama Shopee Mimi Fly dan Hael Husaini turut bersiaran dalam sesi langsung khas Raya yang menampilkan temu bual eksklusif serta segmen permainan interaktif sambil berkongsi cara mereka menyambut musim perayaan.

    Shopee Bazar Hebat Raya

    Dapatkan inspirasi untuk setiap momen Raya dan nikmati Diskaun 50% Trend Fesyen Raya, baucar 50% Diskaun Shopee Live setiap hari serta Penghantaran Percuma Tanpa Perbelanjaan Minimum — semuanya di Shopee Bazar Hebat Raya. Layari https://shopee.com.my/m/raya-sale untuk maklumat lanjut.

    Hashtag: #Shopee

    The issuer is solely responsible for the content of this announcement.

    Mengenai Shopee

    Shopee ialah platform e-dagang terkemuka di Asia Tenggara, Taiwan dan Brazil. Shopee memacu ekosistem digital yang inklusif dan mampan dengan membantu perniagaan beralih ke platform digital serta mengembangkan kehadiran dalam talian mereka, selain memperluas akses orang ramai kepada perkhidmatan digital dan memperkasa komuniti tempatan.

    Shopee menawarkan pengalaman membeli-belah yang mudah, selamat dan interaktif, dinikmati oleh jutaan pengguna setiap hari. Shopee juga merupakan penyumbang penting kepada ekonomi digital dengan komitmen kukuh untuk membantu jenama tempatan dan usahawan berkembang maju dalam e-dagang.

    Shopee ialah sebahagian daripada Sea Limited (NYSE: SE), sebuah syarikat teknologi global. Misi Sea adalah untuk meningkatkan kualiti hidup pengguna dan perniagaan kecil melalui teknologi menerusi tiga perniagaan terasnya: Shopee, Garena dan Monee.

  • “Gandakan Kebaikan” 公益行动于斋戒月再度启航 Tropicana Twister 推出全国规模升级

    “Gandakan Kebaikan” 公益行动于斋戒月再度启航 Tropicana Twister 推出全国规模升级

    每一份被记录下来的善行，都将汇聚成支持弱势社群兴建家园的力量

    吉隆坡，马来西亚 – Media OutReach Newswire – 2026年3月3日 – 每逢斋戒月，马来西亚总洋溢着分享与施予的温馨氛围。人们会主动关怀邻里、分享一餐温饱，或向有需要的人伸出援手。今年，Tropicana Twister 将这份善行延伸为更长远的承诺，为有需要的家庭筑起一个安全且安心的家园。

    Tropicana Twister Gandakan Kebaikan 2026

    迈入第二年，Tropicana Twister 再度推出 “Gandakan Kebaikan” 公益活动以更具规模与影响力的使命回归。不同于以往着重于节庆期间的短期援助，Tropicana Twister 此次立下目标，协助兴建多达 100 间房屋，惠及全国弱势社群，包括原住民（Orang Asli）家庭。这不仅体现品牌对于当今社会的关怀，更彰显 Tropicana Twister 将善意倍增的决心转化深远且有意义的社会影响。

    为弱势群体筑起安全家园

    PepsiCo 特许经营高级总监 Aditya Sheoran 表示：”作为一家企业，我们相信可持续发展有赖于稳固的伙伴关系和长远规划。pep+ 是我们落实这个愿景的蓝图，将可持续发展与业务表现相结合，让两者相辅相成。通过投资于基础设施建设与发展机会的项目，我们不仅在增强社区建设，也在为企业与地球打造更具韧性的未来。”

    在此理念下，Tropicana Twister 支持社会企业 EPIC 旗下 EPIC Homes 的旗舰建屋项目 “Project 100” 。该组织已在全国建成数百间房屋，并动员数千名志愿者参与其中。”Project 100″ 迄今已惠及超过 200 户家庭，持续为马来西亚弱势社群兴建安全家园。

    通过将重心从短期援助转向永久性住所建设，品牌希望带来更持久的改变。除了为家庭提供安全稳固的居所外，此项倡议也通过改善清洁水源获取与为儿童打造更安全的成长空间，提升整体生活条件。这些环环相扣的举措，将为家庭与社区带来跨世代的积极影响。

    PepsiCo 马来西亚饮料业务市场总监 Jennifer Lee 表示：”斋戒月一直是马来西亚人回馈社会的重要时刻，我们也亲眼见证，看似微小的善举如何产生深远影响。去年，我们通过赠送关怀礼包回应即时需求；今年，则希望将这份善意延伸为更长远的改变。”

    Jennifer 进一步表示：”对有需要的家庭而言，’家’不仅是遮风避雨的港湾，更意味着安定与重新出发。我们与 EPIC Homes 携手合作，正是希望把日常生活中的善行，转化为长久且足以改变人生的成果。这正是我们所相信的品牌在斋戒月期间应尽的责任，也是一份着眼未来、致力带来持久影响的承诺。”

    把微小善意转化为深远影响

    本次倡议的核心理念简单明了，即记录您的善行。无论是帮助陌生人、分享餐食、参与志愿活动，或是在他人需要时给予关怀，每一个善行都值得被看见。当这些点滴善行被记录时，就能汇聚为一股集体力量，让日常的关怀汇聚成更宏大的改变。

    自2026年2月18日至4月21日，公众只需在 Tropicana Twister 的数码聊天机器人平台上记录善举，系统便会将每一次参与转化为数码”橙子”，并进一步换算为支持 EPIC Homes 建屋计划的实际捐助。换言之，每一份善意都将化作实实在在的砖瓦和庇护之所，为有需要的家庭筑起遮风避雨的居所。

    这个举措亦提醒我们，真正有意义的改变未必始于轰轰烈烈的壮举。有时，它始于一份微小却真诚的善意，以及愿意关怀他人的心意。

    参与方式

    1. 登录 Tropicana Twister 数码聊天机器人页面
    2. 点击参与活动
    3. 记录您的善行

    所有累积的数码”橙子”都将转化为兴建房屋所需的实际资源，用以支援弱势家庭。随着善行不断累积，便意味着能够筑起更多家园。

    参与、记录、购买，赢取好礼

    为增添更多惊喜，凡参与本次活动并购买至少 RM10 的 Tropicana Twister 产品，即有机会赢取丰富奖品。

    Jennifer 总结道：”我们相信，善行的影响力不应止于一时。透过 ‘Gandakan Kebaikan’ 公益活动，我们希望让更多人将日常的小善行，转化为支持全国弱势家庭的强大力量。当社区围绕共同愿景携手同行，所凝聚的力量终将化为实在且可持续的改变。”

    欲知详情，欢迎浏览Facebook 专页 @MYTropicana，参与 Tropicana Twister 的 “Gandakan Kebaikan” 公益活动。

    Hashtag: #TropicanaTwister

    The issuer is solely responsible for the content of this announcement.