作为本港资深的补习及升学顾问机构，慧理教育（For You Education）第二季度市场趋势观察指出，高才通家长对子女的教育规划多倾向选择国际学校或直资学校的”双轨制”路径，导致 IB、IGCSE、A-Level 等国际考试的咨询量与报考人数爆发式增长。慧理教育剖析三大深层原因：第一，家长视留学为建立全球化世界观、增长见识的关键路径；第二，国际课程学术研究精深，鼓励学生将精力集中在擅长领域，实现更高的学业成就；第三，国际考试安排灵活，允许重考，备考自主性更高。
HONG KONG SAR – Media OutReach Newswire – 22 June 2026 – AS Watson Group has launched AS Watson brand lab, a data-driven brand creation and scaling platform designed to systematically identify, develop, and grow brands across its global retail ecosystem. Built on the company’s integrated O+O (Offline plus Online) capabilities, extensive distribution network, and deep consumer insight from over 180 million loyalty members, the platform transforms how brands are brought to market – enabling both the creation of new propositions and the rapid scaling of brands across multiple markets with speed, discipline and consistency.
The initiative formalises capabilities the Group has been building internally, combining data-led demand identification, integrated distribution, and execution across more than 17,000 O+O stores in Asia and Europe.
Over the past two years, AS Watson has introduced more than 4,800 new brands and brand extensions across its network, underscoring the scale of its brand development activity.
From Incubation to Execution
AS Watson brand lab departs from traditional incubator models by embedding brand development directly within AS Watson’s retail ecosystem.
Rather than incubating brands ahead of their market entry, the platform operates inside the market, using real-time customer data, shopping behaviour and category dynamics to inform development decisions.
Dr Malina Ngai, Group CEO of AS Watson, said the model reflects the company’s structural advantage. “We don’t wait for brands to find the market – we build them where demand already exists, and scale them through our ecosystem.”
A Systemised Growth Model
At the core of AS Watson brand lab is an integrated operating model linking insight, creation, distribution, demand activation and scaling.
The platform leverages AS Watson’s over 180 million loyalty members and O+O capabilities to accelerate brand selection and commercial execution.
A Structured Pathway to Scale
Brands within AS Watson brand lab are supported through a structured growth pathway, progressing from early-stage validation to regional scaling and category leadership.
At each stage, brands receive differentiated support across insight, distribution, marketing activation and investment, ensuring resources are focused where the greatest growth potential exists.
This staged approach enables AS Watson to systematically build, scale and prioritise brands, improving success rates while maintaining disciplined capital allocation.
Focus on High-Growth Segments
AS Watson brand lab will prioritise product segments including Asian beauty trends (K-beauty, J-beauty, C-beauty), ingredient-led skincare, health and wellness products and elevated personal care – areas where consumer demand continues to evolve rapidly.
The Group expects the platform to strengthen its ability to build proprietary and exclusive brands while improving speed-to-market and capital efficiency.
Proven Brand Scaling in Action
Early outcomes demonstrate how AS Watson brand lab translates insight into accelerated growth – not only by shaping brand development, but by scaling brands rapidly across markets through its integrated O+O ecosystem.
Across multiple categories and geographies, the platform has enabled brands to move from targeted market entry to multi-market expansion with speed and discipline:
COSRX (K-Beauty)– By combining COSRX’s innovation-led skincare expertise with AS Watson’s extensive retail footprint and deep consumer insights, the partnership has accelerated international expansion and broadened consumer reach. This illustrates how the platform converts strong brand propositions into sustained category growth across markets.
&honey (J-Beauty) – Leveraging its distinctive product positioning alongside AS Watson’s regional scale, &honey rapidly expanded beyond its home market, rolling out across multiple Asian markets within a short timeframe. This demonstrates the platform’s ability to systematically scale proven domestic leaders into regional brands.
e.l.f. Cosmetics (US) – Through partnership with AS Watson, e.l.f. has extended its community-led, value-driven model across Europe, translating strong brand engagement into measurable market penetration. The example highlights how consumer-centric brands can be amplified through local market execution at scale.
essence (Germany) – The expansion of essence across multiple markets, including exclusive partnerships, reflects how purpose-driven brands can achieve consistency and reach when supported by integrated distribution and retail insight. This underscores the platform’s ability to build sustained brand relevance and loyalty across diverse markets.
Across these examples, brands have scaled through a consistent model – combining data-led selection, integrated distribution, and coordinated market execution – demonstrating how AS Watson brand lab functions as a repeatable engine for brand growth, from market entry through to regional scale.
Scaling a Repeatable Engine
AS Watson brand lab positions AS Watson to leverage its retail footprint not only as a distribution channel, but as an engine for brand creation and scaling.
The initiative signals a shift from opportunistic brand sourcing towards a structured, repeatable growth model, reinforcing AS Watson’s ability to scale brands with speed, discipline and consistency while driving long-term portfolio value.
AS Watson continues to engage with selected brand partners and emerging brands aligned with its focus areas, with further information available through its official AS Watson brand lab platform (https://www.aswatson.com/asw-brand-lab)
Hashtag: #ASWatson
The issuer is solely responsible for the content of this announcement.
About AS Watson Group
Established in 1841, AS Watson Group is one of the world’s longest-standing and most recognised retail companies with roots in Asia. Today, the company operates over 17,000 stores across 12 retail brands in 31 markets, employing 130,000 people globally. This makes AS Watson Group the largest international health and beauty retailer in the world.
In the fiscal year 2025, AS Watson Group reported revenue of over US$26 billion. The company’s technology-enabled O+O (Offline plus Online) platforms serve over 6 billion shoppers annually, seamlessly integrating physical and digital retail experiences.
AS Watson Group supported over 180 charitable and non-profit organisations every year, dedicating over 40,000 hours of volunteer work to serve over 370,000 people in need in our operating markets.
AS Watson Group is also a member of the world-renowned multinational conglomerate CK Hutchison Holdings Limited, which has four core businesses – ports and related services, retail, infrastructure and telecommunications in over 50 countries.
A stream of partnership propose heightened tech and business connections across continents
HONG KONG / PARIS, FRANCE – Media OutReach Newswire – 22 June 2026 – Hong Kong Science and Technology Parks Corporation (HKSTP) has successfully concluded its Paris delegation to Viva Technology (VivaTech) 2026, which celebrated its 10th anniversary as a global stage for ambitious startups from June 17 to 20. HKSTP reinforces its impactful role as Asia’s I&T ecosystem orchestrator, by confirming the signing of multiple memorandums of understanding (MOU) between Park companies and the European I&T community:
Microalgae expert Algreen, signed with ForNatures, a South Korean Climate Tech company that specialises in carbon capture management, in amplifying mutual research and development capabilities to take a step closer to ESG goals.
Robotics solutions provider Robocore, signed with ARCHTYP, a Slovenian cognitive software startup, enabling the display of a differentiating layer on a proven platform to reach market demands, while also closing deals with French advertising guru JCDecaux, to supply a thousand robots and extend its reach in the European market.
The appeal and use cases of LeafIoT‘s green asset management has caught the eyes of European’s professionals in the preservation sector, including the French Agricultural Research Centre for International Development (CIRAD), the Catalonian landscaping and environmental restoration company Gremi de Jardineria de Catalunya, and notably, Professor Andrea Galli from the Laboratory of Geotechnical Analysis and Modelling (GeoT-LAM) at Politecnico di Milano, all taking solid steps in exploring new opportunities and breakthroughs and boosts in market reach.
An Asia-Europe innovation gateway forging forward at VivaTech 2026 with an influx of partnerships propose heightened tech and business connections across the world.
The annual showcase put a spotlight on enabling founders to connect with the local I&T community, explore market access, and forge global partnerships via pitching and matching sessions, networking mixers, and investor engagement. Compared with VivaTech 2025, this year’s delegation achieved even stronger momentum with over 50% growth in opportunities, totalling more than 200 potential business leads worth HK$70M in total.
HKSTP’s growing presence at VivaTech reflects its mission to open new doors for Hong Kong’s startups, build pathways into European markets and create reciprocal opportunities for European innovators to enter Asia through Hong Kong’s strategic location in the world’s No.1 innovation cluster – Guangdong-Hong Kong-Macao GBA (World Intellectual Property Organisation Innovation Index).
Terry Wong, CEO of HKSTP, said: “France and the EU represent critical opportunities for Hong Kong and Chinese Mainland I&T ventures to scale globally. VivaTech provides a world-class platform for collaboration, co-creation, and knowledge exchange. Our strong ties with French partners underline the importance of Hong Kong as a global launchpad for innovation, supporting startups on their journey from local success to international impact.”
Highlights this year include the expansion of HKSTP’s partnership with Bouygues Construction, a global leader in sustainable construction and infrastructure headquartered in France, and operates across more than 60 countries and is recognised for delivering major projects in transport, energy, real estate, and smart cities.
Through its Hong Kong arm, Dragages Hong Kong, Bouygues has maintained a 70-year legacy in Hong Kong, contributing to iconic infrastructure projects and championing innovation in areas such as construction safety, modular design, green materials, and site automation. HKSTP is the first and only institution in Hong Kong to bridge tech venture directly into the Bouygues Construction “Scale One: programme, providing a fast track to prototyping and commercialisation. This initiative sets a new benchmark for cross-border industrial innovation partnerships, accelerating global impact for Hong Kong startups through trusted collaborations with leading European enterprises.
Building on existing strong foundations, Bouygues Construction is now stepping up collaboration with HKSTP beyond Asia, offering selected Hong Kong startups the chance to showcase solutions at Bouygues’ headquarters in France, with opportunities for solution validation and pilot trials across European operations.
The Hong Kong Tech Pavilion, organised by the Hong Kong Trade Development Council (HKTDC) and supported by partners including HKSTP, showcased market-ready solutions spanning AI, green- and health tech from 24 tech ventures, and marked a major milestone in creating a direct bridge between Hong Kong and Europe’s heart of innovation and technology. Hashtag: #HKSTP
The issuer is solely responsible for the content of this announcement.
HKSTP
More information about HKSTP is available at www.hkstp.org.
SHANGHAI, CHINA – Media OutReach Newswire – 22 June 2026 – The 2026 China International Financial Exhibition opened in Shanghai on June 16-18. UnionPay, together with 15 global ecosystem partners, showcased its latest achievements in global network development, core technological capabilities, open AI ecosystem, consumption growth solutions, and ecosystem collaboration.
Building a Global Payment Network
Amid a diverse and competitive global payments landscape, UnionPay continues to strengthen its global payment network by advancing three strategic pillars: merchant acceptance, local card issuance, and cross-border QR interoperability.
UnionPay’s acceptance network now spans 183 countries and regions, covering over 100 million merchants outside China’s mainland. UnionPay mobile payment services are available in more than 100 markets, while cards have been rolled out across 84 countries and regions outside the Chinese mainland. As of May 2026, transaction volumes generated by international cards and wallets in China rose by 54% and 62% respectively year-on-year. A real-time transaction dashboard at the exhibition area continuously updated cumulative transaction volumes, highlighting the sustained growth of UnionPay’s global business.
Cross-border QR payment interoperability is a centerpiece of UnionPay’s international section. The company has accelerated partnerships with local payment networks across Southeast Asia, the Middle East, Central Asia, Latin America, and Africa to enable QR payment connectivity. On June 11, 2026, the China-Indonesia cross-border QR linkage officially went live, witnessed by central bank governors of both countries. The milestone increased the total number of overseas merchants accepting UnionPay QR codes to more than 46 million.
To showcase services catered to inbound visitors, UnionPay has set up a dedicated booth for Nihao China, demonstrating the one-stop service app jointly developed with China’s Ministry of Culture and Tourism. With over 200,000 registered users, the Nihao China app integrates a wide range of travel-related services, including QR payment, public transit, voice translation, and tax refunds. The user interface has been fully localized to suit international users.
UnionPay has been working with global partners to build a cross-border payment ecosystem featuring unified standards, orderly development, and shared success. Five international partners have joined UnionPay at this year’s exhibition, namely, ASPI from Indonesia, ZeroPay from South Korea, Dialog Finance from Sri Lanka, Halyk Bank from Kazakhstan, and Banco do Brasil.
Expanding the Ecosystem and Advancing Fintech Innovation
As digital transformation accelerates, UnionPay remains committed to strengthening independent and secure fintech capabilities. The company has been investing in computing infrastructure, artificial intelligence, privacy protection, and smart payments. By fostering collaborative innovation among members, universities, technology companies, and government agencies, UnionPay expands the ecosystem and supports the development of new productive forces in the financial industry.
The AI exhibition area highlights the progress of UnionPay’s National AI Application Pilot Base in the financial sector, the only one of its kind in China. UnionPay has established a “1+1+N” large language model architecture consisting of an L0 foundation model, an L1 financial payments model, and multiple L2 models specific to different use cases. The architecture is supported by a computing resource pool with over 1,000 GPUs and a high-quality 2TB open financial dataset. Leveraging a comprehensive payment data infrastructure covering merchants, industry stakeholders, users, and use cases, UnionPay delivers robust data support for model training, consumer insights, and intelligent decision-making. More than 120 AI applications have been deployed across four key verticals: inclusive finance, consumption growth, risk management and compliance, and operational efficiency. To address critical data security challenges in the financial sector, UnionPay has pioneered privacy protection technologies for large language model and introduced an innovative edge-cloud synergy approach, enabling secure AI services without exposing sensitive data. The innovation facilitates broader AI adoption while safeguarding partner data.
UnionPay’s open AI platform brings together the innovative capabilities of ecosystem partners, including banks, payment institutions and technology companies. By providing payment, data, and AI-powered services, the platform empowers industry participants and fosters collaborative innovation. The exhibition area for smart payments features UnionPay’s APOP (Agentic Payment Open Protocol), an open framework for agent-based payments. Built on user consent and robust risk controls, APOP explores new models for intelligent agents to access payment capabilities. To date, UnionPay has partnered with 19 industry players to deploy applications including travel assistants, overseas hotel reservations, in-vehicle payments, and utility payments.
Fudan University, Huawei, Baidu AI Cloud, HYGON, and KUPAS.AI have joined UnionPay as technology partners at the exhibition, demonstrating collaborative achievements in computing power, large language models, and cybersecurity. Together, they have showcased UnionPay’s open innovation ecosystem and its commitment to driving the evolution of the payments industry through technological progress.
Delivering Payment Services that Better Serve Consumers, Businesses, and the Real Economy
Using Shanghai as a case study, live dashboards at the booth present data insights, including foot traffic heat maps of key commercial districts and consumer profiles of domestic and international visitors. Data showed that tourists from outside Shanghai account for 55% of total spending in the Nanjing East Road commercial area, making them a key driver of consumption. Distinct spending patterns were also observed among inbound travelers: visitors from the US favor local street food, South Korean tourists prefer popular lifestyle destinations, and Thai travelers show strong interest in shopping. These insights provide valuable support for commercial district operations and cultural tourism promotion.
At this year’s China International Financial Exhibition, UnionPay showcases its extensive global network, solid business foundation, and leading technological capabilities through a wide array of immersive exhibits. Moving forward, UnionPay will continue to grow its global payment network, develop self-reliant digital and intelligent infrastructure, and deliver value to consumers.Hashtag: #UnionPay
The issuer is solely responsible for the content of this announcement.
Platform ini menghadirkan “Agentic Risk Intelligence Under Your Team’s Command” yang melakukan transformasi pada operasi penangann penipuan, AML, KYC, dan sengketa bagi lembaga keuangan
MUMBAI, INDIA – NewsVoir – 22 Juni 2026 – Wibmo, perusahaan PayU dan penyedia terkemuka solusi keamanan pembayaran, meluncurkan Wibmo Agentic Risk Intelligence Assistant (ARIA), platform berbasis kecerdasan buatan (AI) yang dirancang untuk melakukan transformasi pada operasi penangaann kejahatan keuangan, dalam acara industri unggulannya yang bertajuk ‘Securing Digital Payments: Innovation, Intelligence & Trust’ yang diselenggarakan di Jio World Convention Centre, Mumbai.
Peluncuran ARIA di Mumbai: Agentic Risk Intelligence Assistant dari Wibmo menghadirkan kekuatan AI untuk penanganan operasi penipuan, AML, KYC, dan sengketa.
ARIA dirancang untuk mendukung tim risiko di bank dan penyedia layanan pembayaran (PSP), dengan menggabungkan analisis berbasis AI serta pengambilan keputusan dan pertanggungjawaban oleh manusia. Kehadiran solusi ini sangat relevan saat ini, karena tantangan penipuan pembayaran digital menjadi makin kompleks. Seiring pertumbuhan berkelanjutan dalam ekosistem pembayaran, lembaga keuangan berfokus meningkatkan efisiensi risiko operasional sambil tetap mempertahankan tata kelola dan pengawasan yang kuat.
Pemodelan awal menunjukkan bahwa ARIA mampu mengurangi waktu investigasi lebih dari 70 persen melalui agen yang bekerja secara waktu nyata, sehingga tim dapat menangani jumlah kasus yang jauh lebih banyak per karyawan penuh waktu setiap hari. ARIA ditargetkan mampu menghasilkan tingkat ketepatan rekomendasi mendekati 90 persen, yang dirancang untuk meningkatkan indikator mutu di seluruh tim operasi risiko.
ARIA merepresentasikan pergeseran mendasar dalam pendekatan lembaga keuangan terhadap operasi risiko melalui penggunaan agen AI khusus yang mendukung pengumpulan data, analisis, dan penyusunan rekomendasi awal, sambil tetap mempertahankan kewenangan pengambilan keputusan dan kendali tata kelola pada tiap tahap penting.
ARIA menggabungkan kapabilitas investigasi, dukungan pengambilan keputusan, dan pelaksanaan tindakan operasional. Platform ini mengumpulkan sinyal dari transaksi, model risiko, riwayat pelanggan dan pedagang, transaksi yang saling terkait, serta pola penipuan historis untuk mengotomatiskan proses pengumpulan data yang selama ini menyita banyak waktu analis. Dengan memanfaatkan model AI mutakhir, ARIA menghasilkan kesimpulan yang didukung oleh bukti, mengidentifikasi pola baru melalui penalaran multisinyal, serta memberikan rekomendasi yang transparan dan bisa diaudit. Platform ini juga memungkinkan penyelesaian berbasis prosedur operasional standar, komunikasi dengan pelanggan dan pedagang, pengurangan peringatan palsu, serta mekanisme pertahanan proaktif terhadap anomali yang muncul.
Shailesh Paul, Pejabat Eksekutif Tertinggi, Wibmo, mengatakan, “Seiring makin canggihnya penipuan dan terus berkembangnya tuntutan regulator, tim operasi risiko harus mengelola kompleksitas yang makin tinggi dengan sumber daya yang terbatas. ARIA dirancang untuk membantu lembaga keuangan berkembang secara cerdas melalui perpaduan kecepatan dan kemampuan analisis AI dengan pertimbangan, pengawasan, dan pertanggungjawaban manusia. Meskipun agen AI membantu analisis data dan penyusunan rekomendasi, tetapi tiap keputusan penting tetap sepenuhnya berada di bawah kendali manusia.”
Berbeda dengan sistem AI yang sepenuhnya otonom, Agentic Risk Intelligence Assistant dari Wibmo dibangun dengan arsitektur yang mengutamakan tata kelola dan dirancang khusus untuk lembaga keuangan tingkat perusahaan. Tiap rekomendasi tetap melalui mekanisme persetujuan yang sudah ada tanpa tindakan produksi yang berjalan secara otonom, sementara seluruh analisis didukung oleh alur penalaran yang transparan dan jejak audit yang menyeluruh. Platform ini menyatukan berbagai agen khusus untuk penanganan penipuan, AML, KYC, dan sengketa dalam satu kerangka kerja terpadu, disertai audit yang dapat diputar ulang dan jejak operasional lengkap untuk tiap tindakan agen.
Acara peluncuran ini mempertemukan lebih dari 50 pemimpin senior dari sektor perbankan, teknologi keuangan, jaringan pembayaran, dan organisasi teknologi untuk membahas berbagai tantangan yang terus berkembang dalam keamanan pembayaran digital serta masa depan pencegahan penipuan berbasis AI. Para pembicara dari PayU, NPCI Bharat Billpay, Visa, Mastercard, Flipkart, CSB Bank, Jio Payment Solutions, dan Network International turut berpartisipasi dalam diskusi mengenai pengelolaan risiko penipuan pada layanan akuisisi transaksi, teknologi autentikasi, dan pengambilan keputusan berbasis risiko.
Hashtag: #Wibmo
The issuer is solely responsible for the content of this announcement.
Tentang Wibmo
Wibmo, perusahaan PayU, beroperasi melalui berbagai entitas di India, Amerika Serikat, dan Indonesia. Sebagai perusahaan teknologi pembayaran global dengan layanan menyeluruh serta pemimpin industri dalam keamanan pembayaran dan pembayaran digital di pasar berkembang, Wibmo dikenal atas inovasi dan dampaknya.
Selain menjadi penyedia layanan autentikasi terbesar di India, salah satu pasar pembayaran digital terbesar di dunia, Wibmo juga menawarkan solusi menyeluruh untuk pengelolaan penipuan dan risiko, layanan keuangan digital, solusi prabayar, serta berbagai layanan penerimaan pembayaran oleh pedagang. Ketahui lebih lanjut di: https://wibmo.com/
뭄바이, 인도 – NewsVoir – 2026년 6월 22 – 페이유(PayU) 산하 결제 보안 솔루션 전문기업인 위브모(Wibmo)가 인도 뭄바이의 ‘지오 월드 컨벤션 센터(Jio World Convention Centre)’에서 열린 ‘디지털 결제 보안: 이노베이션, 인텔리전스, 트러스트(Securing Digital Payments: Innovation, Intelligence & Trust)’에 참가해 금융범죄 대응 혁신을 지원하는 AI 기반 플랫폼 ‘위브모 에이전틱 리스크 인텔리전스 어시스턴트(Agentic Risk Intelligence Assistant, ARIA)를 선보였다.
위브모가 뭄바이에서 공개한 ARIA는 사기ㆍ자금세탁방지ㆍ고객확인ㆍ분쟁 처리 업무에 AI 역량을 제공한다
ARIA는 은행 및 결제서비스제공업체(PSP)의 리스크 운영팀을 지원하기 위해 설계된 플랫폼으로, AI 기반 분석 기능과 인간의 의사결정 및 책임 체계를 결합한 것이 특징이다. 디지털 결제 사기가 고도화되고 결제 생태계가 확대되면서 금융기관들은 강력한 거버넌스와 감독 체계를 유지하는 동시에 리스크 관리의 효율성을 높여야 하는 과제에 직면해 있다. ARIA는 이러한 요구에 대응해 금융 범죄 대응 업무에 기여할 것으로 기대된다.
초기 분석에 따르면 ARIA는 실시간으로 작동하는 AI 에이전트를 통해 조사 시간을 70% 이상 단축할 수 있는 것으로 나타났다. 이를 통해 담당 인력(FTE) 1인당 하루 처리 가능한 사례 수를 크게 늘릴 수 있을 것으로 예상된다. 또한 ARIA는 약 90% 수준의 추천 정확도를 목표로 하며, 리스크 운영 조직 전반의 품질 지표 향상에 기여하도록 설계됐다.
ARIA는 금융기관의 리스크 운영 방식에 근본적인 변화를 제시한다. 전문화된 AI 에이전트가 데이터 수집, 분석 및 권고안 초안 작성 업무를 지원하는 동시에, 모든 핵심 의사결정 단계에서는 인간이 최종 권한과 통제권을 유지하도록 설계됐다.
ARIA는 조사(Investigation), 의사결정 지원(Decision Support), 운영 실행(Operation Actioning) 기능을 통합 제공한다. 거래 데이터, 리스크 모델, 고객 및 가맹점 이력, 연계 거래 정보, 과거 사기 패턴 등 다양한 신호를 수집해 기존에 상당한 분석 인력이 필요했던 데이터 집계 과정을 자동화한다.
또한 최첨단 AI 모델을 활용해 근거 기반의 분석 결과를 제시하고, 다중 신호(Multi-signal) 분석을 통해 새로운 패턴을 식별하며, 투명하고 감사 가능한 권고안을 제공한다. 이와 함께 표준운영절차(SOP)에 기반한 문제 해결, 고객 및 가맹점 커뮤니케이션, 오탐(False Alert) 감소, 새로운 이상 거래 패턴에 대한 선제적 대응 기능도 지원한다.
샤일레시 폴(Shailesh Paul) 위브모 최고경영자(CEO)는 “사기 수법이 더욱 정교해지고 규제 요구사항도 지속적으로 변화함에 따라 리스크 운영팀은 제한된 자원으로 점점 더 복잡한 과제를 관리해야 한다”며 “ARIA는 AI의 속도와 분석 역량을 인간 전문가의 판단, 감독 및 책임성과 결합해 금융기관이 보다 지능적으로 업무 처리 역량을 확대할 수 있도록 지원하기 위해 개발됐다”고 설명했다. 이어 “AI 에이전트가 데이터 분석과 권고안을 지원하더라도 모든 핵심 의사결정은 여전히 인간의 통제 아래 이뤄진다”고 덧붙였다.
완전 자율형 AI와 달리 위브모의 에이전틱 리스크 인텔리전스 어시스턴트는 금융기관 환경에 맞춘 거버넌스 중심 아키텍처를 기반으로 설계됐다. 모든 권고 사항은 기존 승인 절차를 거치며, AI가 독자적으로 업무를 수행하지 않는다. 또한 모든 분석 과정은 투명한 추론 체계와 감사 기록으로 뒷받침된다. 이 플랫폼은 사기 방지, 자금세탁방지(AML), 고객확인(KYC), 분쟁 처리 분야별 전문 AI 에이전트를 하나의 프레임워크로 통합했으며, 각 에이전트의 모든 활동에 대해 재현 가능한 감사 기록과 운영 이력을 제공한다.
이번 행사에는 은행, 핀테크 기업, 결제 네트워크, 기술 기업의 고위 임원 50여 명이 참석해 디지털 결제 보안의 최신 과제와 AI 기반 사기 방지의 미래를 논의했다. 행사에는 페이유, NPCI 바라트 빌페이(NPCI Bharat Billpay), 비자(Visa), 마스터카드(Mastercard), 플립카트(Flipkart), CSB뱅크(CSB Bank), 지오 페이먼트 솔루션(Jio Payment Solutions), 네트워크 인터내셔널(Network International) 관계자들이 참여해 가맹점 결제 사기 리스크 관리, 인증 기술, 리스크 기반 의사결정 등을 주제로 논의를 나눴다.
Hashtag: #Wibmo
The issuer is solely responsible for the content of this announcement.
위브모(Wibmo) 소개
페이유 계열사인 위브모는 인도, 미국, 인도네시아에서 사업을 운영하고 있으며 글로벌 풀스택 결제기술 기업이자 신흥 시장 내 결제 보안 및 디지털 결제 분야 선도기업으로서 혁신성과 시장 영향력을 인정받고 있다. 위브모는 세계 최대 규모의 디지털 결제 시장으로 꼽히는 인도에서 최대급 인증 서비스 사업자로 활동하고 있으며, 사기 및 리스크 관리 솔루션, 디지털 금융 서비스, 선불결제 솔루션, 가맹점 매입 서비스 등 폭넓은 포트폴리오를 제공하고 있다.
Platform delivers “Agentic Risk Intelligence Under Your Team’s Command” – transforming fraud, AML, KYC, and dispute operations for financial institutions
MUMBAI, INDIA – NewsVoir – 22 June 2026 – Wibmo, a PayU company and leading provider of payment security solutions, unveiled Wibmo Agentic Risk Intelligence Assistant (ARIA), an AI-powered platform designed to transform financial crime operations, at its flagship industry event ‘Securing Digital Payments: Innovation, Intelligence & Trust’ held at Jio World Convention Centre, Mumbai.
Unveiling ARIA in Mumbai: Wibmo’s Agentic Risk Intelligence Assistant brings the power of AI to fraud, AML, KYC, and dispute operations.
ARIA is designed to support risk teams at banks and PSPs, combining AI-driven analysis with human decision-making and accountability. This is highly relevant now, as digital payment fraud challenges becoming increasingly complex. With the sustained growth in the payments ecosystem, financial institutions are focused on improving operational risk efficiency while maintaining strong governance and oversight.
Early modelling shows ARIA achieving over 70% reduction in investigation time through agents acting in real-time, enabling teams to process significantly more cases per FTE per day. ARIA targets delivering recommendation accuracy close to 90%, designed to improve quality metrics across risk operations teams.
ARIA represents a fundamental shift in how financial institutions approach risk operations by introducing specialized AI agents that support data aggregation, analysis, and draft recommendations, while preserving human decision-making authority and governance controls at every critical juncture.
ARIA combines capabilities across investigation, decision support, and operational actioning. The platform gathers signals from transactions, risk models, customer and merchant history, linked transactions, and historical fraud patterns to automate data aggregation that typically consumes significant analyst bandwidth. Using frontier AI models, ARIA generates evidence-referenced verdicts, identifies emerging patterns through multi-signal reasoning, and provides transparent, auditable recommendations. The platform also enables SOP-driven resolutions, customer and merchant communications, reduction of false alerts, and proactive defence mechanisms against emerging anomalies.
Shailesh Paul, CEO, Wibmo, said,“As fraud becomes more sophisticated and regulatory expectations continue to evolve, risk operations teams must manage growing complexity with limited resources. ARIA is designed to help institutions scale intelligently by combining the speed and analytical capabilities of AI with the judgment, oversight, and accountability of human expertise. While AI agents assist with data analysis and recommendations, every critical decision continues to remain firmly under human control.”
Unlike fully autonomous AI systems, Wibmo’s Agentic Risk Intelligence Assistant is built with a governance-first architecture designed for enterprise financial institutions. Every recommendation continues to flow through existing approval mechanisms without autonomous production actions, while all analyses are supported by transparent reasoning chains and comprehensive audit trails. The platform brings together specialized agents across fraud, AML, KYC, and disputes within a unified framework, alongside replayable audits and complete operational provenance for every agent action.
The launch event brought together more than 50 senior leaders from banks, fintechs, payment networks, and technology organizations to discuss evolving challenges in digital payment security and the future of AI-led fraud prevention. Speakers from PayU, NPCI Bharat Billpay, Visa, Mastercard, Flipkart, CSB Bank, Jio Payment Solutions, and Network International participated in discussions around acquiring fraud risk management, authentication technologies, and risk-based decisioning.
Hashtag: #Wibmo
The issuer is solely responsible for the content of this announcement.
About Wibmo
Wibmo, a PayU company, operates across entities in India, the US, and Indonesia. As a global full-stack PayTech company and an industry leader in payment security and digital payments in emerging markets, Wibmo stands out for its innovation and impact.
In addition to being India’s largest authentication service provider in one of the leading digital payment markets globally, Wibmo offers comprehensive fraud and risk management solutions, digital financial services, prepaid solutions, and a broad range of merchant-acquiring services. Learn more at: https://wibmo.com/
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